Farmers & Merchants Bancorp (NASDAQ: FMAO) is one of 327 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare Farmers & Merchants Bancorp to related businesses based on the strength of its earnings, institutional ownership, profitability, dividends, valuation, analyst recommendations and risk.
Risk & Volatility
Farmers & Merchants Bancorp has a beta of 0.06, indicating that its stock price is 94% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp’s competitors have a beta of 0.78, indicating that their average stock price is 22% less volatile than the S&P 500.
Valuation and Earnings
This table compares Farmers & Merchants Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||EBITDA||Price/Earnings Ratio|
|Farmers & Merchants Bancorp||$45.14 million||N/A||28.58|
|Farmers & Merchants Bancorp Competitors||N/A||N/A||18.93|
Farmers & Merchants Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
Insider and Institutional Ownership
3.9% of Farmers & Merchants Bancorp shares are held by institutional investors. Comparatively, 52.5% of shares of all “Banks” companies are held by institutional investors. 5.0% of Farmers & Merchants Bancorp shares are held by insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
This table compares Farmers & Merchants Bancorp and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Farmers & Merchants Bancorp||24.37%||9.60%||1.16%|
|Farmers & Merchants Bancorp Competitors||18.82%||8.78%||0.93%|
This is a summary of current ratings for Farmers & Merchants Bancorp and its competitors, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Farmers & Merchants Bancorp||0||0||0||0||N/A|
|Farmers & Merchants Bancorp Competitors||1972||7832||8051||304||2.37|
As a group, “Banks” companies have a potential downside of 7.04%. Given Farmers & Merchants Bancorp’s competitors higher probable upside, analysts clearly believe Farmers & Merchants Bancorp has less favorable growth aspects than its competitors.
Farmers & Merchants Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.4%. Farmers & Merchants Bancorp pays out 39.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 37.1% of their earnings in the form of a dividend. Farmers & Merchants Bancorp lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
Farmers & Merchants Bancorp competitors beat Farmers & Merchants Bancorp on 6 of the 11 factors compared.
About Farmers & Merchants Bancorp
Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (the Bank), is a community bank operating in Northwest Ohio and Northeast Indiana. The Company’s other subsidiary, Farmers & Merchants Risk Management (Captive), is a captive insurance company. The Bank is engaged in general commercial banking business. The Bank’s activities include commercial, agricultural and residential mortgage as well as consumer and credit card lending activities. The Bank’s loan portfolio consists of loans made to customers in the farming industry for such things as farm land, farm equipment, livestock and operating loans for seed, fertilizer and feed. Its other types of lending activities include loans for home improvements and loans for such items as autos, trucks, recreational vehicles and motorcycles. The Bank also provides checking account services, as well as savings and time deposit services, such as certificates of deposits.
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