Critical Comparison: County Bancorp (ICBK) and The Competition

County Bancorp (NASDAQ: ICBK) is one of 312 public companies in the “Banks” industry, but how does it contrast to its peers? We will compare County Bancorp to similar companies based on the strength of its valuation, earnings, analyst recommendations, institutional ownership, profitability, dividends and risk.

Profitability

This table compares County Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
County Bancorp 19.80% 9.24% 0.92%
County Bancorp Competitors 18.57% 8.41% 0.94%

Risk and Volatility

County Bancorp has a beta of 0.5, meaning that its stock price is 50% less volatile than the S&P 500. Comparatively, County Bancorp’s peers have a beta of 0.80, meaning that their average stock price is 20% less volatile than the S&P 500.

Dividends

County Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. County Bancorp pays out 14.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 35.5% of their earnings in the form of a dividend.

Analyst Ratings

This is a summary of current ratings and recommmendations for County Bancorp and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
County Bancorp 0 1 1 0 2.50
County Bancorp Competitors 2136 8403 8438 329 2.36

County Bancorp presently has a consensus target price of $32.00, indicating a potential upside of 7.31%. As a group, “Banks” companies have a potential downside of 1.20%. Given County Bancorp’s stronger consensus rating and higher probable upside, equities analysts plainly believe County Bancorp is more favorable than its peers.

Institutional and Insider Ownership

25.5% of County Bancorp shares are held by institutional investors. Comparatively, 51.6% of shares of all “Banks” companies are held by institutional investors. 26.3% of County Bancorp shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares County Bancorp and its peers revenue, earnings per share and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
County Bancorp $54.29 million $10.69 million 17.65
County Bancorp Competitors $5.49 billion $821.37 million 387.20

County Bancorp’s peers have higher revenue and earnings than County Bancorp. County Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

County Bancorp peers beat County Bancorp on 8 of the 15 factors compared.

About County Bancorp

County Bancorp, Inc. is a bank holding company. The Company’s primary activities consist of holding the stock of its subsidiary bank, Investors Community Bank (the Bank), and providing banking and related business activities through the Bank and its other subsidiaries. It operates in the community banking segment. The Bank is an independent community bank offering financial services focusing on the needs of agricultural businesses, with a primary focus on dairy-related lending with lending relationships in over 60 Wisconsin counties. It also serves business and retail customers throughout Wisconsin, but is focused on northeastern and central Wisconsin. Its customers are served from its service branches in Manitowoc and Stevens Point, and its loan production offices located in Darlington, Eau Claire, Fond du Lac, and Sheboygan. Its subsidiaries include Investors Insurance Services, LLC, County Bancorp Statutory Trust II, County Bancorp Statutory Trust III and County Acquisition LLC.

Receive News & Ratings for County Bancorp Inc Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for County Bancorp Inc and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply