Blackhawk Bancorp (OTCMKTS:BHWB) and HSBC (NYSE:HSBC) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, profitability, earnings, dividends, analyst recommendations and institutional ownership.
This table compares Blackhawk Bancorp and HSBC’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Blackhawk Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. HSBC pays an annual dividend of $2.00 per share and has a dividend yield of 4.8%. HSBC pays out 63.5% of its earnings in the form of a dividend.
Earnings and Valuation
This table compares Blackhawk Bancorp and HSBC’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Blackhawk Bancorp||$35.46 million||2.54||$6.20 million||N/A||N/A|
|HSBC||$53.78 billion||3.09||$12.70 billion||$3.15||13.22|
HSBC has higher revenue and earnings than Blackhawk Bancorp.
Volatility & Risk
Blackhawk Bancorp has a beta of -0.06, suggesting that its stock price is 106% less volatile than the S&P 500. Comparatively, HSBC has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500.
This is a breakdown of recent ratings and target prices for Blackhawk Bancorp and HSBC, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
HSBC has a consensus target price of $40.59, indicating a potential downside of 2.50%. Given HSBC’s higher possible upside, analysts plainly believe HSBC is more favorable than Blackhawk Bancorp.
Institutional & Insider Ownership
2.1% of Blackhawk Bancorp shares are held by institutional investors. Comparatively, 2.5% of HSBC shares are held by institutional investors. 26.8% of Blackhawk Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
HSBC beats Blackhawk Bancorp on 10 of the 12 factors compared between the two stocks.
About Blackhawk Bancorp
Blackhawk Bancorp, Inc. provides banking solutions. The company offers demand deposits and interest and non-interest bearing time and savings deposits. The bank's deposits include jumbo deposits and retail time deposits. It provides commercial and industrial loans, consumer loans, commercial real estate loans, and other loans and leases. The company offers consumer loans, including credit card loans, revolving credit plans, and automotive loans. The company offers commercial real estate loans for land development and on-site construction of industrial, commercial, residential, or farm buildings in the United States; real estate-backed residential loans; and commercial loans collateralized by real estate properties. The company offers domestic and foreign commercial and industrial loans. The company offers loans for the purpose of financing agricultural production; loans which include planned and unplanned overdrafts, to governments in non-U.S. countries, to their official institutions, and to international and regional institutions. For 2017, the bank has an asset value of 720,622 USD. It has generated a net income of 6,200 USD in December 31, 2017. Blackhawk Bancorp, Inc. was founded in 1881 and is based in Beloit, Wisconsin.
HSBC Holdings plc provides banking and financial products and services. The company operates through Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking segments. The Retail Banking and Wealth Management segment offers personal banking products and services, mortgages and loans, credit cards, insurance and investment products, savings products, international services, and wealth solutions and financial planning services, as well as telephone, Internet, and mobile banking services. The Commercial Banking segment provides services and financing for buyers and suppliers in the trade cycle; liquidity and cash management services; capital financing, including debt, equity, and advisory services; and insurance and investment products, such as business and financial protection, trade insurance, employee benefits, corporate wealth management, and other commercial risk insurance products to small enterprises, mid-market companies, and multinationals. The Global Banking and Markets segment is involved in the provision of advisory, financing, prime, research and analysis, securities, trading and sales, and transaction banking services to corporates, financial institutions, and resources and energy groups. The Global Private Banking segment provides private banking, and investment and wealth management services to business owners, entrepreneurs, and senior executives and their families. As of January 14, 2019, the company operated approximately 3,800 offices in 66 countries and territories worldwide. HSBC Holdings plc was founded in 1865 and is headquartered in London, the United Kingdom.
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