Analyzing Blackhawk Bancorp (OTCMKTS:BHWB) and Logansport Financial (OTCMKTS:LOGN)

Blackhawk Bancorp (OTCMKTS:BHWB) and Logansport Financial (OTCMKTS:LOGN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings and valuation.

Risk and Volatility

Blackhawk Bancorp has a beta of 0.42, suggesting that its stock price is 58% less volatile than the S&P 500. Comparatively, Logansport Financial has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.

Dividends

Blackhawk Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 1.3%. Logansport Financial pays an annual dividend of $1.60 per share and has a dividend yield of 3.3%.

Valuation & Earnings

This table compares Blackhawk Bancorp and Logansport Financial’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Blackhawk Bancorp $61.28 million 1.62 $10.85 million N/A N/A
Logansport Financial $11.68 million 2.56 $3.91 million N/A N/A

Blackhawk Bancorp has higher revenue and earnings than Logansport Financial.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Blackhawk Bancorp and Logansport Financial, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Blackhawk Bancorp 0 0 0 0 N/A
Logansport Financial 0 0 0 0 N/A

Institutional and Insider Ownership

0.0% of Logansport Financial shares are owned by institutional investors. 26.8% of Blackhawk Bancorp shares are owned by insiders. Comparatively, 17.4% of Logansport Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Blackhawk Bancorp and Logansport Financial’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Blackhawk Bancorp N/A N/A N/A
Logansport Financial 41.04% N/A N/A

Blackhawk Bancorp Company Profile

Blackhawk Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. The company offers personal banking products and services, including checking, savings, health savings, and money market accounts, as well as certificates of deposit; personal, auto, student, and home improvement and equity loans; and lines of credit and credit cards. It also provides business banking products and services, such as business checking, business interest checking, business sweep, small business checking, business NOW, health savings, and money market accounts; commercial, development, term, equipment/fixed asset, and small business administration loans; lines and letters of credit; receivables financing; and corporate credit cards, as well as treasury management solutions. In addition, the company offers payments and transfer, mortgages lending, financial planning, wealth management, security brokerage, investment management, commercial banking, and online and mobile banking services, as well as installment loans. It serves individual, corporate, institutional, and governmental customers through its 11 full-services banking centers in northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.

Logansport Financial Company Profile

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. Its personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement accounts; mortgage, home equity lines of credit, home improvement, construction, commercial buildings, farm, consumer, education, and car loans, as well as loans for single family and multi-family dwellings; and overdraft, and internet and mobile banking services. The company also provides business and commercial checking accounts, commercial savings accounts/certificates of deposit, money market accounts and certificates, commercial sweep accounts, ACH debit/credit capabilities, electric federal tax payment systems, remote banking and merchant card services, wires, coin services, night deposit bags, and remote deposit banking services. In addition, it offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, commercial letters of credit, and guaranteed loans, as well as agricultural loans. The company was founded in 1925 and is based in Logansport, Indiana.

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