Critical Analysis: Mogo (NASDAQ:MOGO) & Cosmos Group (OTCMKTS:COSG)

Mogo (NASDAQ:MOGO) and Cosmos Group (OTCMKTS:COSG) are both small-cap business services companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, analyst recommendations, dividends, earnings and profitability.

Analyst Ratings

This is a summary of current ratings and recommmendations for Mogo and Cosmos Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mogo	0	0	1	0	3.00
Cosmos Group	0	0	0	0	0.00

Mogo currently has a consensus price target of $6.00, indicating a potential upside of 325.53%. Given Mogo’s stronger consensus rating and higher possible upside, research analysts plainly believe Mogo is more favorable than Cosmos Group.

Volatility & Risk

Mogo has a beta of 2.95, suggesting that its stock price is 195% more volatile than the S&P 500. Comparatively, Cosmos Group has a beta of 1.36, suggesting that its stock price is 36% more volatile than the S&P 500.

Institutional and Insider Ownership

14.8% of Mogo shares are held by institutional investors. 12.3% of Mogo shares are held by insiders. Comparatively, 0.4% of Cosmos Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Mogo and Cosmos Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mogo	-22.05%	-15.34%	-6.49%
Cosmos Group	N/A	N/A	-78.39%

Valuation and Earnings

This table compares Mogo and Cosmos Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mogo	$70.32 million	0.49	-$13.25 million	($0.47)	-3.00
Cosmos Group	$620,000.00	0.00	-$77.34 million	N/A	N/A

Mogo has higher revenue and earnings than Cosmos Group.

Summary

Mogo beats Cosmos Group on 9 of the 11 factors compared between the two stocks.

About Mogo

Mogo Inc. operates as a digital finance company in Canada, Europe, and internationally. The company's digital solutions help build wealth and achieve financial freedom. It provides MogoTrade, a stock trading app; Moka; and MogoMoney that provides online personal loans. The company also offers digital loans and mortgages; and operates a digital payments platform that powers next-generation card programs for both global corporations and fintech companies in Europe and Canada. Mogo Inc. is headquartered in Vancouver, Canada.

About Cosmos Group

Cosmos Group Holdings Inc. focuses on the physical artworks and collectibles business in Hong Kong and internationally. It operates online platform to sell and distribute the arts and collectibles to end-users with the use of blockchain technologies and minting tokens. The company is based in Singapore.