Navient (NASDAQ:NAVI) Issues Earnings Results

Navient (NASDAQ:NAVI) announced its quarterly earnings data on Wednesday. The credit services provider reported $0.25 EPS for the quarter, missing the consensus estimate of $0.26 by ($0.01), Zacks reports. Navient had a net margin of 1.71% and a return on equity of 8.62%. Navient updated its FY 2025 guidance to 1.000-1.200 EPS.

Navient Price Performance

Shares of NASDAQ:NAVI opened at $14.28 on Thursday. The company has a quick ratio of 9.49, a current ratio of 9.49 and a debt-to-equity ratio of 16.59. The firm has a 50-day simple moving average of $14.22 and a 200 day simple moving average of $15.01. Navient has a fifty-two week low of $12.73 and a fifty-two week high of $18.36. The company has a market cap of $1.53 billion, a PE ratio of 20.75 and a beta of 1.43.

Navient Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, December 20th. Stockholders of record on Friday, December 6th were issued a $0.16 dividend. This represents a $0.64 annualized dividend and a dividend yield of 4.48%. The ex-dividend date was Friday, December 6th. Navient’s dividend payout ratio (DPR) is presently 92.75%.

Insider Activity at Navient

In related news, EVP Stephen M. Hauber sold 10,000 shares of Navient stock in a transaction dated Wednesday, November 6th. The shares were sold at an average price of $15.00, for a total value of $150,000.00. Following the sale, the executive vice president now directly owns 256,883 shares in the company, valued at $3,853,245. This trade represents a 3.75 % decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Insiders own 27.99% of the company’s stock.

Wall Street Analysts Forecast Growth

Several research firms have weighed in on NAVI. Bank of America lowered their target price on Navient from $17.00 to $16.00 and set a “neutral” rating on the stock in a report on Tuesday, December 24th. Barclays lifted their price objective on Navient from $10.00 to $11.00 and gave the company an “underweight” rating in a research note on Tuesday, October 8th. Seaport Res Ptn upgraded shares of Navient from a “hold” rating to a “strong-buy” rating in a report on Tuesday, January 21st. JPMorgan Chase & Co. decreased their price objective on shares of Navient from $15.00 to $13.50 and set a “neutral” rating for the company in a research note on Tuesday, January 14th. Finally, StockNews.com raised shares of Navient from a “hold” rating to a “buy” rating in a research note on Friday, November 1st. Two equities research analysts have rated the stock with a sell rating, four have issued a hold rating, one has issued a buy rating and one has assigned a strong buy rating to the company. According to MarketBeat, the company currently has a consensus rating of “Hold” and an average target price of $14.58.

About Navient

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.