Ally Financial Q1 EPS Forecast Decreased by Zacks Research

Ally Financial Inc. (NYSE:ALLY) – Stock analysts at Zacks Research lowered their Q1 2025 earnings per share (EPS) estimates for shares of Ally Financial in a research note issued to investors on Monday, February 17th. Zacks Research analyst R. Department now forecasts that the financial services provider will post earnings per share of $0.51 for the quarter, down from their previous estimate of $0.55. The consensus estimate for Ally Financial’s current full-year earnings is $3.69 per share. Zacks Research also issued estimates for Ally Financial’s Q2 2025 earnings at $0.75 EPS, Q3 2025 earnings at $1.03 EPS, Q3 2026 earnings at $1.51 EPS, Q4 2026 earnings at $1.43 EPS, FY2026 earnings at $5.24 EPS and FY2027 earnings at $6.87 EPS.

Ally Financial (NYSE:ALLY) last issued its quarterly earnings results on Wednesday, January 22nd. The financial services provider reported $0.78 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.57 by $0.21. The company had revenue of $2.09 billion for the quarter, compared to analysts’ expectations of $2.02 billion. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The firm’s revenue for the quarter was up 3.6% on a year-over-year basis. During the same period last year, the firm earned $0.45 EPS.

ALLY has been the topic of a number of other reports. Morgan Stanley lifted their target price on Ally Financial from $41.00 to $45.00 and gave the stock an “overweight” rating in a report on Thursday, January 23rd. JPMorgan Chase & Co. lifted their target price on Ally Financial from $40.00 to $43.00 and gave the stock an “overweight” rating in a report on Thursday, January 23rd. Citigroup lifted their target price on Ally Financial from $50.00 to $55.00 and gave the stock a “buy” rating in a report on Friday, November 15th. Wolfe Research cut Ally Financial from an “outperform” rating to a “peer perform” rating in a report on Thursday, December 5th. Finally, Truist Financial lifted their price target on Ally Financial from $42.00 to $47.00 and gave the company a “buy” rating in a report on Tuesday, January 28th. One equities research analyst has rated the stock with a sell rating, ten have issued a hold rating and nine have assigned a buy rating to the stock. Based on data from MarketBeat, Ally Financial presently has an average rating of “Hold” and an average target price of $43.76.

Ally Financial Stock Performance

Shares of NYSE ALLY opened at $39.20 on Wednesday. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.51. The stock has a market capitalization of $11.94 billion, a price-to-earnings ratio of 15.08, a PEG ratio of 0.43 and a beta of 1.45. The stock’s fifty day simple moving average is $37.11 and its 200 day simple moving average is $37.35. Ally Financial has a 52-week low of $31.95 and a 52-week high of $45.46.

Ally Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, February 14th. Investors of record on Friday, January 31st were given a dividend of $0.30 per share. The ex-dividend date of this dividend was Friday, January 31st. This represents a $1.20 dividend on an annualized basis and a yield of 3.06%. Ally Financial’s payout ratio is 46.15%.

Insider Activity at Ally Financial

In other news, CEO Michael George Rhodes acquired 25,634 shares of Ally Financial stock in a transaction that occurred on Monday, January 27th. The stock was purchased at an average price of $39.09 per share, with a total value of $1,002,033.06. Following the completion of the transaction, the chief executive officer now owns 25,634 shares in the company, valued at approximately $1,002,033.06. This trade represents a ∞ increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Also, CFO Russell E. Hutchinson purchased 19,100 shares of Ally Financial stock in a transaction on Friday, January 24th. The stock was bought at an average cost of $39.45 per share, with a total value of $753,495.00. Following the transaction, the chief financial officer now directly owns 202,845 shares of the company’s stock, valued at approximately $8,002,235.25. The trade was a 10.39 % increase in their ownership of the stock. The disclosure for this purchase can be found here. Insiders own 0.67% of the company’s stock.

Institutional Trading of Ally Financial

A number of institutional investors and hedge funds have recently made changes to their positions in the stock. Tidal Investments LLC lifted its position in shares of Ally Financial by 1.1% in the fourth quarter. Tidal Investments LLC now owns 26,279 shares of the financial services provider’s stock worth $946,000 after buying an additional 280 shares during the last quarter. CIBC Asset Management Inc lifted its position in shares of Ally Financial by 1.9% in the third quarter. CIBC Asset Management Inc now owns 15,638 shares of the financial services provider’s stock worth $557,000 after buying an additional 293 shares during the last quarter. EP Wealth Advisors LLC lifted its position in shares of Ally Financial by 4.9% in the fourth quarter. EP Wealth Advisors LLC now owns 6,367 shares of the financial services provider’s stock worth $229,000 after buying an additional 297 shares during the last quarter. Maverick Capital Ltd. lifted its position in shares of Ally Financial by 1.2% during the 3rd quarter. Maverick Capital Ltd. now owns 26,120 shares of the financial services provider’s stock worth $930,000 after purchasing an additional 299 shares during the last quarter. Finally, Meiji Yasuda Asset Management Co Ltd. lifted its position in shares of Ally Financial by 2.1% during the 4th quarter. Meiji Yasuda Asset Management Co Ltd. now owns 15,332 shares of the financial services provider’s stock worth $552,000 after purchasing an additional 320 shares during the last quarter. Institutional investors and hedge funds own 88.76% of the company’s stock.

About Ally Financial

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.