What is Seaport Res Ptn’s Forecast for Affirm Q3 Earnings?

Affirm Holdings, Inc. (NASDAQ:AFRM) – Research analysts at Seaport Res Ptn issued their Q3 2025 EPS estimates for shares of Affirm in a report issued on Monday, March 24th. Seaport Res Ptn analyst J. Cantwell forecasts that the company will earn ($0.04) per share for the quarter. Seaport Res Ptn has a “Hold” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.18) per share. Seaport Res Ptn also issued estimates for Affirm’s Q4 2025 earnings at $0.08 EPS, FY2025 earnings at ($0.01) EPS, Q1 2026 earnings at $0.21 EPS, Q2 2026 earnings at $0.13 EPS and FY2026 earnings at $0.33 EPS.

Affirm (NASDAQ:AFRM) last posted its earnings results on Thursday, February 6th. The company reported $0.23 earnings per share for the quarter, beating the consensus estimate of ($0.21) by $0.44. Affirm had a negative net margin of 7.10% and a negative return on equity of 7.25%.

Other research analysts also recently issued reports about the stock. Compass Point upgraded shares of Affirm from a “neutral” rating to a “buy” rating and upped their target price for the company from $61.00 to $64.00 in a research note on Wednesday, March 19th. Citizens Jmp raised Affirm from a “hold” rating to a “strong-buy” rating in a report on Friday, December 20th. Morgan Stanley lifted their price target on shares of Affirm from $39.00 to $55.00 and gave the company an “equal weight” rating in a report on Tuesday, January 28th. Needham & Company LLC restated a “hold” rating on shares of Affirm in a research report on Friday, February 7th. Finally, Wells Fargo & Company raised their price target on shares of Affirm from $70.00 to $85.00 and gave the company an “overweight” rating in a research note on Friday, February 7th. Eight equities research analysts have rated the stock with a hold rating, twelve have assigned a buy rating and one has assigned a strong buy rating to the stock. Based on data from MarketBeat.com, Affirm currently has an average rating of “Moderate Buy” and a consensus price target of $69.76.

Affirm Stock Performance

Shares of NASDAQ:AFRM opened at $48.32 on Thursday. The business’s 50-day simple moving average is $60.35 and its 200 day simple moving average is $56.27. The company has a market cap of $15.37 billion, a P/E ratio of -74.34 and a beta of 3.63. The company has a debt-to-equity ratio of 2.68, a quick ratio of 11.26 and a current ratio of 11.26. Affirm has a one year low of $22.25 and a one year high of $82.53.

Insider Activity

In related news, Director Keith Rabois sold 16,086 shares of the firm’s stock in a transaction that occurred on Thursday, January 2nd. The shares were sold at an average price of $62.32, for a total transaction of $1,002,479.52. Following the completion of the sale, the director now directly owns 93,694 shares in the company, valued at approximately $5,839,010.08. This trade represents a 14.65 % decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at the SEC website. Also, Director Noel Bertram Watson sold 2,500 shares of the company’s stock in a transaction on Monday, March 17th. The shares were sold at an average price of $45.78, for a total value of $114,450.00. Following the completion of the transaction, the director now directly owns 38,997 shares in the company, valued at $1,785,282.66. This represents a 6.02 % decrease in their position. The disclosure for this sale can be found here. In the last quarter, insiders sold 62,301 shares of company stock worth $3,920,543. Corporate insiders own 12.41% of the company’s stock.

Institutional Investors Weigh In On Affirm

Several hedge funds have recently modified their holdings of AFRM. Itau Unibanco Holding S.A. acquired a new stake in Affirm during the 4th quarter worth about $28,000. Geneos Wealth Management Inc. raised its holdings in shares of Affirm by 356.5% during the fourth quarter. Geneos Wealth Management Inc. now owns 525 shares of the company’s stock valued at $32,000 after acquiring an additional 410 shares during the period. R Squared Ltd acquired a new stake in shares of Affirm during the fourth quarter valued at approximately $33,000. Coppell Advisory Solutions LLC acquired a new position in Affirm in the 4th quarter worth approximately $40,000. Finally, Strategic Investment Solutions Inc. IL acquired a new position in Affirm in the 4th quarter worth approximately $43,000. 69.29% of the stock is owned by hedge funds and other institutional investors.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.