International Money Express (NASDAQ:IMXI – Get Free Report) and Research Solutions (NASDAQ:RSSS – Get Free Report) are both small-cap business services companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, valuation, dividends, analyst recommendations, institutional ownership and profitability.
Profitability
This table compares International Money Express and Research Solutions’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| International Money Express | 9.15% | 46.30% | 11.93% |
| Research Solutions | -8.41% | -6.59% | -1.96% |
Analyst Ratings
This is a breakdown of current ratings and recommmendations for International Money Express and Research Solutions, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| International Money Express | 0 | 4 | 3 | 0 | 2.43 |
| Research Solutions | 0 | 0 | 2 | 0 | 3.00 |
Insider and Institutional Ownership
86.7% of International Money Express shares are owned by institutional investors. Comparatively, 33.6% of Research Solutions shares are owned by institutional investors. 4.1% of International Money Express shares are owned by insiders. Comparatively, 12.9% of Research Solutions shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Earnings and Valuation
This table compares International Money Express and Research Solutions”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| International Money Express | $658.65 million | 0.60 | $59.51 million | $1.79 | 7.23 |
| Research Solutions | $48.21 million | 1.79 | -$3.79 million | ($0.15) | -17.67 |
International Money Express has higher revenue and earnings than Research Solutions. Research Solutions is trading at a lower price-to-earnings ratio than International Money Express, indicating that it is currently the more affordable of the two stocks.
Risk and Volatility
International Money Express has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, Research Solutions has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500.
Summary
International Money Express beats Research Solutions on 10 of the 14 factors compared between the two stocks.
About International Money Express
International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.
About Research Solutions
Research Solutions, Inc., through its subsidiaries, provides research cloud-based software-as-a-service software platform and related services to corporate, academic, government and individual researchers in the United States, Europe, and internationally. It provides Discover platform that facilitates search discovery across virtually all scientific, technical, and medical (STM) articles available, including free basic search solutions and advanced search tools, which include the Resolute.ai and scite.ai products, a tools that allows for searching and identifying relevant research and find insights in other datasets adjacent to STM content, such as clinical trial, patent, life science and medtech regulatory information, competitor and technology landscape insights in addition to searching the customer’s internal datasets. The company also offers Article Galaxy, a solution that allows research organizations to load their entitlements, consisting of subscriptions, discount or token packages, and their existing library of articles. In addition, it provides Manage platform, a references solution that allows users to access the article inside the platform including setting up personal folders or team folders and allows researchers to markup and take notes on the articles in a supported browser on a desktop or tablet. Further, the company’s platform facilitates the sale of published STM content sold as individual articles. The company was formerly known as Derycz Scientific, Inc. and changed its name to Research Solutions, Inc. in March 2013. Research Solutions, Inc. was incorporated in 2006 and is based in Henderson, Nevada.
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