Head-To-Head Review: TWFG (NASDAQ:TWFG) vs. The Baldwin Insurance Group (NASDAQ:BWIN)

The Baldwin Insurance Group (NASDAQ:BWIN) and TWFG (NASDAQ:TWFG) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, earnings, profitability, analyst recommendations and risk.

Profitability

This table compares The Baldwin Insurance Group and TWFG’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
The Baldwin Insurance Group	-2.89%	10.57%	3.10%
TWFG	N/A	N/A	N/A

Earnings & Valuation

This table compares The Baldwin Insurance Group and TWFG”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Baldwin Insurance Group	$1.38 billion	3.71	-$90.14 million	($0.39)	-111.36
TWFG	$193.72 million	2.49	$26.10 million	N/A	N/A

TWFG has lower revenue, but higher earnings than The Baldwin Insurance Group.

Insider and Institutional Ownership

77.5% of The Baldwin Insurance Group shares are owned by institutional investors. 20.1% of The Baldwin Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent ratings and target prices for The Baldwin Insurance Group and TWFG, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Baldwin Insurance Group	1	2	4	1	2.63
TWFG	0	4	5	0	2.56

The Baldwin Insurance Group presently has a consensus target price of $45.29, indicating a potential upside of 4.27%. TWFG has a consensus target price of $33.00, indicating a potential upside of 1.82%. Given The Baldwin Insurance Group’s stronger consensus rating and higher possible upside, research analysts plainly believe The Baldwin Insurance Group is more favorable than TWFG.

Summary

The Baldwin Insurance Group beats TWFG on 9 of the 12 factors compared between the two stocks.

About The Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

About TWFG

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.