Northland Capmk Has Negative Forecast for ECPG Q2 Earnings

Encore Capital Group, Inc. (NASDAQ:ECPG) – Stock analysts at Northland Capmk dropped their Q2 2025 earnings per share (EPS) estimates for shares of Encore Capital Group in a research note issued on Thursday, May 8th. Northland Capmk analyst M. Grondahl now expects that the asset manager will post earnings per share of $1.40 for the quarter, down from their previous forecast of $1.65. The consensus estimate for Encore Capital Group’s current full-year earnings is $5.09 per share. Northland Capmk also issued estimates for Encore Capital Group’s Q4 2025 earnings at $1.83 EPS.

Several other analysts also recently issued reports on ECPG. StockNews.com raised Encore Capital Group from a “sell” rating to a “hold” rating in a research note on Tuesday. Truist Financial dropped their price target on Encore Capital Group from $64.00 to $57.00 and set a “buy” rating on the stock in a research note on Thursday, February 27th. One research analyst has rated the stock with a hold rating, three have assigned a buy rating and one has assigned a strong buy rating to the company. According to MarketBeat.com, the company presently has an average rating of “Buy” and a consensus price target of $62.67.

Encore Capital Group Stock Performance

ECPG opened at $40.32 on Monday. The business’s 50-day moving average price is $33.56 and its two-hundred day moving average price is $42.87. Encore Capital Group has a 1 year low of $26.45 and a 1 year high of $51.77. The company has a market capitalization of $941.43 million, a price-to-earnings ratio of -5.14 and a beta of 1.65. The company has a debt-to-equity ratio of 3.39, a current ratio of 1.11 and a quick ratio of 1.11.

Encore Capital Group (NASDAQ:ECPG) last released its quarterly earnings results on Wednesday, May 7th. The asset manager reported $1.93 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.24 by $0.69. Encore Capital Group had a positive return on equity of 12.70% and a negative net margin of 13.91%. The firm had revenue of $392.78 million for the quarter, compared to the consensus estimate of $374.49 million. During the same quarter last year, the business posted $0.95 EPS. The company’s revenue for the quarter was up 19.6% on a year-over-year basis.

Institutional Trading of Encore Capital Group

A number of hedge funds and other institutional investors have recently modified their holdings of ECPG. Nomura Asset Management Co. Ltd. grew its holdings in Encore Capital Group by 120.8% during the fourth quarter. Nomura Asset Management Co. Ltd. now owns 530 shares of the asset manager’s stock worth $25,000 after purchasing an additional 290 shares during the period. Meeder Asset Management Inc. bought a new position in Encore Capital Group during the fourth quarter worth about $28,000. Sterling Capital Management LLC grew its holdings in Encore Capital Group by 827.2% during the fourth quarter. Sterling Capital Management LLC now owns 751 shares of the asset manager’s stock worth $36,000 after purchasing an additional 670 shares during the period. Huntington National Bank grew its holdings in Encore Capital Group by 152.5% during the fourth quarter. Huntington National Bank now owns 1,333 shares of the asset manager’s stock worth $64,000 after purchasing an additional 805 shares during the period. Finally, R Squared Ltd bought a new position in Encore Capital Group during the fourth quarter worth about $84,000.

Insider Activity at Encore Capital Group

In related news, CEO Ashish Masih bought 20,000 shares of the stock in a transaction that occurred on Wednesday, March 5th. The shares were acquired at an average price of $35.14 per share, with a total value of $702,800.00. Following the completion of the transaction, the chief executive officer now owns 322,254 shares in the company, valued at $11,324,005.56. The trade was a 6.62% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, Director Ashwini Gupta bought 40,000 shares of the stock in a transaction that occurred on Wednesday, March 5th. The stock was bought at an average cost of $35.10 per share, for a total transaction of $1,404,000.00. Following the transaction, the director now owns 96,909 shares of the company’s stock, valued at $3,401,505.90. The trade was a 70.29% increase in their position. The disclosure for this purchase can be found here. 2.54% of the stock is owned by company insiders.

About Encore Capital Group

Encore Capital Group, Inc, a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery.