Swvl (NASDAQ:SWVL) and Paysafe (NYSE:PSFE) Financial Review

Swvl (NASDAQ:SWVL) and Paysafe (NYSE:PSFE) are both small-cap business services companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, profitability, analyst recommendations, institutional ownership and valuation.

Valuation & Earnings

This table compares Swvl and Paysafe”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Swvl	$17.21 million	2.65	$3.06 million	N/A	N/A
Paysafe	$1.70 billion	0.44	-$20.25 million	($0.02)	-624.00

Swvl has higher earnings, but lower revenue than Paysafe.

Insider & Institutional Ownership

34.0% of Swvl shares are held by institutional investors. Comparatively, 54.4% of Paysafe shares are held by institutional investors. 29.9% of Swvl shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Swvl and Paysafe, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Swvl	0	0	0	0	0.00
Paysafe	2	2	0	0	1.50

Paysafe has a consensus price target of $17.38, suggesting a potential upside of 39.22%. Given Paysafe’s stronger consensus rating and higher possible upside, analysts plainly believe Paysafe is more favorable than Swvl.

Volatility & Risk

Swvl has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, Paysafe has a beta of 1.9, suggesting that its share price is 90% more volatile than the S&P 500.

Profitability

This table compares Swvl and Paysafe’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Swvl	N/A	N/A	N/A
Paysafe	-1.38%	12.92%	2.25%

Summary

Paysafe beats Swvl on 7 of the 11 factors compared between the two stocks.

About Swvl

Swvl Holdings Corp. provides mass transit ridesharing services. It offers B2C Swvl Retail, which provides riders with a network of minibuses and other vehicles running on fixed or semi-fixed routes within cities; Swvl Travel that allows riders to book rides on long-distance intercity routes on vehicle available through the Swvl platform or through third-party services; and Swvl Business, a transport as a service enterprise product for businesses, schools, municipal transit agencies, and other customers. Swvl Holdings Corp. was founded in 2017 and is headquartered in Dubai, the United Arab Emirates.

About Paysafe

Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The company operates through two segments, Merchant Solutions and Digital Wallets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It also provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.