Head to Head Contrast: Mastercard (NYSE:MA) and International Monetary Systems (OTCMKTS:ITNM)

Mastercard (NYSE:MA) and International Monetary Systems (OTCMKTS:ITNM) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk.

Earnings and Valuation

This table compares Mastercard and International Monetary Systems”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mastercard	$29.07 billion	18.28	$12.87 billion	$14.26	40.88
International Monetary Systems	N/A	N/A	N/A	N/A	N/A

Mastercard has higher revenue and earnings than International Monetary Systems.

Volatility & Risk

Mastercard has a beta of 1.06, indicating that its share price is 6% more volatile than the S&P 500. Comparatively, International Monetary Systems has a beta of -0.09, indicating that its share price is 109% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations for Mastercard and International Monetary Systems, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mastercard	0	6	23	2	2.87
International Monetary Systems	0	0	0	0	0.00

Mastercard currently has a consensus price target of $606.25, suggesting a potential upside of 3.99%. Given Mastercard’s stronger consensus rating and higher probable upside, research analysts clearly believe Mastercard is more favorable than International Monetary Systems.

Profitability

This table compares Mastercard and International Monetary Systems’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mastercard	45.71%	188.47%	30.05%
International Monetary Systems	N/A	N/A	N/A

Institutional & Insider Ownership

97.3% of Mastercard shares are held by institutional investors. 0.1% of Mastercard shares are held by company insiders. Comparatively, 71.3% of International Monetary Systems shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Mastercard beats International Monetary Systems on 10 of the 11 factors compared between the two stocks.

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; a platform to optimize supplier payment enablement campaigns for financial institutions; and treasury intelligence platform that offers corporations with recommendations to enhance working capital performance and accelerate spend on cards. In addition, the company offers Mastercard Send, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and Mastercard Cross-Border Services enables a range of payment flows through a distribution network with a single point of access to send and receive money globally through various channels, including bank accounts, mobile wallets, cards, and cash payouts. Further, it provides cyber and intelligence solutions; insights and analytics, consulting, marketing, loyalty, processing, and payment gateway solutions for e-commerce merchants; and open banking and digital identity services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus name. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

About International Monetary Systems

International Monetary Systems Ltd. operates as a holding company. The firm engages in the management and operation of a barter trade exchange. It offers electronic mail promotions, monthly statements, 24-hour authorization service and internet trading. The company was founded in July 1985 and is headquartered in New Berlin, WI.