Analyzing AIFU (NASDAQ:AIFU) & Aegon (NYSE:AEG)

AIFU (NASDAQ:AIFU) and Aegon (NYSE:AEG) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability and dividends.

Insider & Institutional Ownership

26.7% of AIFU shares are held by institutional investors. Comparatively, 4.3% of Aegon shares are held by institutional investors. 25.6% of AIFU shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares AIFU and Aegon’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIFU	N/A	N/A	N/A
Aegon	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for AIFU and Aegon, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIFU	0	0	0	0	0.00
Aegon	0	0	3	1	3.25

Earnings & Valuation

This table compares AIFU and Aegon”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIFU	$247.81 million	0.05	$62.33 million	$0.73	5.79
Aegon	$10.65 billion	1.40	$744.48 million	$0.96	7.04

Aegon has higher revenue and earnings than AIFU. AIFU is trading at a lower price-to-earnings ratio than Aegon, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

AIFU has a beta of 0.08, meaning that its share price is 92% less volatile than the S&P 500. Comparatively, Aegon has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500.

Summary

Aegon beats AIFU on 9 of the 11 factors compared between the two stocks.

About AIFU

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

About Aegon

Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the United States, the Netherlands, the United Kingdom, and internationally. The company offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; residential mortgage and digital baking services; and retail and institutional investment management solutions and retirement savings vehicles and strategies. It offers its products under the Aegon and Transamerica brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.