Yatra Online (NASDAQ:YTRA – Get Free Report) and Yirendai (NYSE:YRD – Get Free Report) are both small-cap computer and technology companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, risk, valuation, profitability and institutional ownership.
Valuation & Earnings
This table compares Yatra Online and Yirendai”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Yatra Online | $93.14 million | 0.97 | -$1.25 million | $0.01 | 145.00 |
| Yirendai | $795.41 million | 0.67 | $216.77 million | $2.06 | 3.00 |
Volatility and Risk
Yatra Online has a beta of 1.05, indicating that its share price is 5% more volatile than the S&P 500. Comparatively, Yirendai has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500.
Analyst Ratings
This is a summary of current ratings and recommmendations for Yatra Online and Yirendai, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Yatra Online | 0 | 1 | 1 | 0 | 2.50 |
| Yirendai | 0 | 0 | 0 | 0 | 0.00 |
Yatra Online presently has a consensus price target of $3.00, indicating a potential upside of 106.90%. Given Yatra Online’s stronger consensus rating and higher possible upside, research analysts plainly believe Yatra Online is more favorable than Yirendai.
Insider & Institutional Ownership
51.0% of Yatra Online shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 4.4% of Yatra Online shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Profitability
This table compares Yatra Online and Yirendai’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Yatra Online | 0.31% | 0.36% | 0.22% |
| Yirendai | 21.07% | 13.59% | 10.04% |
About Yatra Online
Yatra Online, Inc. operates as an online travel company in India and internationally. It operates in Air Ticketing, and Hotels and Packages, and Other Services segments. The company provides travel-related services, including domestic and international air ticketing, hotel bookings, homestays, holiday packages, bus ticketing, rail ticketing, cab bookings, and ancillary services for leisure and business travelers. It also offers various services, including exploring and searching comprises web and mobile platforms that enable customers to explore and search flights, hotels, holiday packages, buses, trains, and activities through its website, www.yatra.com. In addition, the company provides its services through mobile applications that comprise Yatra, a mobile interface; Yatra Web Check-In, an application for flight check-in process for travelers; and Yatra Corporate, a self-booking application for business customers. Further, it offers tours, sightseeing, shows, and event services; rail and cab services, and other ancillary travel services; and sells travel vouchers and coupons. The company was incorporated in 2005 and is based in Gurugram, India.
About Yirendai
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Receive News & Ratings for Yatra Online Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Yatra Online and related companies with MarketBeat.com's FREE daily email newsletter.
