CPI Card Group (NASDAQ:PMTS) vs. AiAdvertising (OTCMKTS:AIAD) Head to Head Survey

CPI Card Group (NASDAQ:PMTS) and AiAdvertising (OTCMKTS:AIAD) are both small-cap business services companies, but which is the better investment? We will compare the two businesses based on the strength of their valuation, profitability, risk, institutional ownership, analyst recommendations, earnings and dividends.

Earnings and Valuation

This table compares CPI Card Group and AiAdvertising”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CPI Card Group	$480.60 million	0.36	$19.52 million	$1.12	13.62
AiAdvertising	$8.17 million	0.02	-$6.26 million	N/A	N/A

CPI Card Group has higher revenue and earnings than AiAdvertising.

Risk and Volatility

CPI Card Group has a beta of 1.38, suggesting that its share price is 38% more volatile than the S&P 500. Comparatively, AiAdvertising has a beta of -1.72, suggesting that its share price is 272% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and price targets for CPI Card Group and AiAdvertising, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CPI Card Group	1	1	4	0	2.50
AiAdvertising	0	0	0	0	0.00

CPI Card Group presently has a consensus price target of $34.00, indicating a potential upside of 122.95%. Given CPI Card Group’s stronger consensus rating and higher probable upside, research analysts plainly believe CPI Card Group is more favorable than AiAdvertising.

Institutional & Insider Ownership

22.1% of CPI Card Group shares are held by institutional investors. 2.8% of CPI Card Group shares are held by company insiders. Comparatively, 27.6% of AiAdvertising shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares CPI Card Group and AiAdvertising’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CPI Card Group	2.66%	-58.00%	5.51%
AiAdvertising	N/A	N/A	N/A

Summary

CPI Card Group beats AiAdvertising on 10 of the 12 factors compared between the two stocks.

About CPI Card Group

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing financial institutions. Its products include Europay, Mastercard, and Visa (EMV) and non-EMV financial payment cards, including contact and contactless cards, plastic and encased metal cards, and Second Wave payment cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, as well as instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, and group service providers in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.

About AiAdvertising

AiAdvertising, Inc. provides digital advertising solutions worldwide. The company develops solutions that help clients to acquire, engage, and retain their customers by leveraging digital strategies and artificial intelligence. It focuses on artificial intelligence, digital marketing, creative design, and web development areas. The company was formerly known as CloudCommerce, Inc. and changed its name to AiAdvertising, Inc. in August 2021. AiAdvertising, Inc. was founded in 1998 and is based in San Antonio, Texas.