Contrasting Payoneer Global (NASDAQ:PAYO) and Paysign (NASDAQ:PAYS)

Payoneer Global (NASDAQ:PAYO) and Paysign (NASDAQ:PAYS) are both business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, earnings, institutional ownership, profitability, risk and dividends.

Institutional & Insider Ownership

82.2% of Payoneer Global shares are owned by institutional investors. Comparatively, 25.9% of Paysign shares are owned by institutional investors. 2.6% of Payoneer Global shares are owned by company insiders. Comparatively, 22.4% of Paysign shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Payoneer Global and Paysign”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payoneer Global	$977.72 million	2.22	$121.16 million	$0.26	23.19
Paysign	$68.54 million	4.50	$3.82 million	$0.12	47.17

Payoneer Global has higher revenue and earnings than Paysign. Payoneer Global is trading at a lower price-to-earnings ratio than Paysign, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Payoneer Global and Paysign’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Payoneer Global	9.81%	13.42%	1.30%
Paysign	9.90%	19.32%	3.64%

Risk & Volatility

Payoneer Global has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500. Comparatively, Paysign has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Payoneer Global and Paysign, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payoneer Global	0	2	8	0	2.80
Paysign	0	1	4	0	2.80

Payoneer Global presently has a consensus target price of $10.06, indicating a potential upside of 66.87%. Paysign has a consensus target price of $8.56, indicating a potential upside of 51.28%. Given Payoneer Global’s higher possible upside, research analysts plainly believe Payoneer Global is more favorable than Paysign.

Summary

Payoneer Global beats Paysign on 7 of the 13 factors compared between the two stocks.

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

About Paysign

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.