Comparing NewtekOne (NASDAQ:NEWT) & Coincheck Group (NASDAQ:CNCK)

NewtekOne (NASDAQ:NEWT) and Coincheck Group (NASDAQ:CNCK) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, earnings, dividends and risk.

Volatility and Risk

NewtekOne has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500. Comparatively, Coincheck Group has a beta of 0.09, indicating that its stock price is 91% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and target prices for NewtekOne and Coincheck Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NewtekOne	0	4	0	1	2.40
Coincheck Group	1	2	0	0	1.67

NewtekOne currently has a consensus price target of $14.25, indicating a potential upside of 30.97%. Coincheck Group has a consensus price target of $6.00, indicating a potential upside of 35.75%. Given Coincheck Group’s higher possible upside, analysts plainly believe Coincheck Group is more favorable than NewtekOne.

Valuation and Earnings

This table compares NewtekOne and Coincheck Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NewtekOne	$338.73 million	0.85	$50.85 million	$2.01	5.41
Coincheck Group	$2.53 billion	0.23	-$94.71 million	N/A	N/A

NewtekOne has higher earnings, but lower revenue than Coincheck Group.

Insider and Institutional Ownership

38.4% of NewtekOne shares are owned by institutional investors. Comparatively, 33.2% of Coincheck Group shares are owned by institutional investors. 6.7% of NewtekOne shares are owned by company insiders. Comparatively, 65.1% of Coincheck Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares NewtekOne and Coincheck Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NewtekOne	14.65%	19.16%	2.67%
Coincheck Group	N/A	-219.83%	-4.61%

Summary

NewtekOne beats Coincheck Group on 9 of the 12 factors compared between the two stocks.

About NewtekOne

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that engages in the provision of various business and financial solutions under the Newtek brand name to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including SBA loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based Point of Sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners. Further, the company provides website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce, data storage, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients as well as SMBs. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.

About Coincheck Group

Coincheck Group NV. is a Dutch public limited liability company and a holding company of Coincheck, Inc. which operates one of the largest multi-cryptocurrency marketplaces and crypto asset exchanges in Japan and is regulated by the Financial Services Agency of Japan. The company was founded on February 18, 2022 and is headquartered in Amsterdam, Netherland.