First National of Nebraska (OTCMKTS:FINN) and Cathay General Bancorp (NASDAQ:CATY) Head to Head Contrast

First National of Nebraska (OTCMKTS:FINN) and Cathay General Bancorp (NASDAQ:CATY) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

Earnings and Valuation

This table compares First National of Nebraska and Cathay General Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National of Nebraska	$3.23 billion	1.16	$412.43 million	N/A	N/A
Cathay General Bancorp	$1.39 billion	2.33	$285.98 million	$4.33	10.84

First National of Nebraska has higher revenue and earnings than Cathay General Bancorp.

Institutional and Insider Ownership

0.7% of First National of Nebraska shares are held by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are held by institutional investors. 41.7% of First National of Nebraska shares are held by insiders. Comparatively, 4.9% of Cathay General Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and target prices for First National of Nebraska and Cathay General Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National of Nebraska	0	0	0	0	0.00
Cathay General Bancorp	1	3	2	0	2.17

Cathay General Bancorp has a consensus price target of $50.60, suggesting a potential upside of 7.80%. Given Cathay General Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe Cathay General Bancorp is more favorable than First National of Nebraska.

Dividends

First National of Nebraska pays an annual dividend of $160.00 per share and has a dividend yield of 1.2%. Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.9%. Cathay General Bancorp pays out 31.4% of its earnings in the form of a dividend.

Risk & Volatility

First National of Nebraska has a beta of 0.21, suggesting that its stock price is 79% less volatile than the S&P 500. Comparatively, Cathay General Bancorp has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500.

Profitability

This table compares First National of Nebraska and Cathay General Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First National of Nebraska	N/A	N/A	N/A
Cathay General Bancorp	22.26%	10.60%	1.30%

Summary

Cathay General Bancorp beats First National of Nebraska on 10 of the 14 factors compared between the two stocks.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About Cathay General Bancorp

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.