M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and Equitable (NYSE:EQH) Critical Survey

M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and Equitable (NYSE:EQH) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, earnings, risk and dividends.

Institutional & Insider Ownership

0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are held by institutional investors. Comparatively, 92.7% of Equitable shares are held by institutional investors. 1.1% of Equitable shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Risk & Volatility

M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500. Comparatively, Equitable has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500.

Dividends

M�nchener R�ckversicherungs-Gesellschaft pays an annual dividend of $0.26 per share and has a dividend yield of 2.0%. Equitable pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. M�nchener R�ckversicherungs-Gesellschaft pays out 12.0% of its earnings in the form of a dividend. Equitable pays out 87.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Equitable has increased its dividend for 2 consecutive years. Equitable is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Profitability

This table compares M�nchener R�ckversicherungs-Gesellschaft and Equitable’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
M�nchener R�ckversicherungs-Gesellschaft	8.37%	15.88%	1.79%
Equitable	3.51%	81.58%	0.65%

Analyst Recommendations

This is a summary of current ratings and target prices for M�nchener R�ckversicherungs-Gesellschaft and Equitable, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M�nchener R�ckversicherungs-Gesellschaft	0	3	0	1	2.50
Equitable	0	2	9	1	2.92

Equitable has a consensus target price of $64.45, suggesting a potential upside of 31.67%. Given Equitable’s stronger consensus rating and higher probable upside, analysts clearly believe Equitable is more favorable than M�nchener R�ckversicherungs-Gesellschaft.

Valuation & Earnings

This table compares M�nchener R�ckversicherungs-Gesellschaft and Equitable”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M�nchener R�ckversicherungs-Gesellschaft	$65.83 billion	1.28	$6.15 billion	$2.17	5.94
Equitable	$12.44 billion	1.18	$1.31 billion	$1.24	39.48

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Equitable. M�nchener R�ckversicherungs-Gesellschaft is trading at a lower price-to-earnings ratio than Equitable, indicating that it is currently the more affordable of the two stocks.

Summary

Equitable beats M�nchener R�ckversicherungs-Gesellschaft on 10 of the 17 factors compared between the two stocks.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.

About Equitable

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through six segments: Individual Retirement, Group Retirement, Investment Management and Research, Protection Solutions, Wealth Management, and Legacy. The Individual Retirement segment offers a suite of variable annuity products primarily to affluent and high net worth individuals. The Group Retirement segment provides tax-deferred investment and retirement services or products to plans sponsored by educational entities, municipalities, and not-for-profit entities, as well as small and medium-sized businesses. The Investment Management and Research segment offers diversified investment management, research, and related services to various clients through institutional. The Protection Solutions segment provides life insurance products, such as VUL insurance and IUL insurance, term life, and employee benefits business, such as dental, vision, life, as well as short- and long-term disability insurance products to small and medium-sized businesses. The Wealth Management segment offers discretionary and non-discretionary investment advisory accounts, financial planning and advice, life insurance, and annuity products. The Legacy segment consists of the capital intensive fixed-rate GMxB business that includes ROP death benefits. The company was formerly known as AXA Equitable Holdings, Inc. and changed its name to Equitable Holdings, Inc. in January 2020. Equitable Holdings, Inc. was founded in 1859 and is based in New York, New York.