Benchmark Bankshares (BMBN) & Its Peers Head-To-Head Analysis

Earnings and Valuation

This table compares Benchmark Bankshares and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Benchmark Bankshares	$73.53 million	$15.85 million	7.25
Benchmark Bankshares Competitors	$614.10 million	$154.64 million	13.96

Benchmark Bankshares’ competitors have higher revenue and earnings than Benchmark Bankshares. Benchmark Bankshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Benchmark Bankshares has a beta of 0.17, suggesting that its stock price is 83% less volatile than the S&P 500. Comparatively, Benchmark Bankshares’ competitors have a beta of 0.63, suggesting that their average stock price is 37% less volatile than the S&P 500.

Insider & Institutional Ownership

3.2% of Benchmark Bankshares shares are held by institutional investors. Comparatively, 50.4% of shares of all “BANKS – SOUTHEAST” companies are held by institutional investors. 14.0% of Benchmark Bankshares shares are held by company insiders. Comparatively, 12.5% of shares of all “BANKS – SOUTHEAST” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Benchmark Bankshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Benchmark Bankshares	23.75%	N/A	N/A
Benchmark Bankshares Competitors	16.47%	9.97%	1.05%

Dividends

Benchmark Bankshares pays an annual dividend of $0.88 per share and has a dividend yield of 2.8%. Benchmark Bankshares pays out 20.5% of its earnings in the form of a dividend. As a group, “BANKS – SOUTHEAST” companies pay a dividend yield of 2.1% and pay out 24.1% of their earnings in the form of a dividend. Benchmark Bankshares is clearly a better dividend stock than its competitors, given its higher yield and lower payout ratio.

Summary

Benchmark Bankshares competitors beat Benchmark Bankshares on 7 of the 11 factors compared.

About Benchmark Bankshares

Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States. The company accepts various deposits, such as checking, saving, commercial services, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit and debit cards; wealth management services comprising financial solutions, financial and retirement planning, and portfolio management, as well as estate, charitable giving, and trust services; and reorder checks, safe deposit boxes, wire transfers, bill pay, and internet and mobile banking services. The company was founded in 1971 and is based in Kenbridge, Virginia.