Comparing XBP Global (NASDAQ:XBP) and Medical Cannabis Payment Solutions (OTCMKTS:REFG)

XBP Global (NASDAQ:XBP) and Medical Cannabis Payment Solutions (OTCMKTS:REFG) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, analyst recommendations and risk.

Valuation & Earnings

This table compares XBP Global and Medical Cannabis Payment Solutions”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XBP Global	$142.77 million	0.44	-$12.37 million	($0.26)	-2.07
Medical Cannabis Payment Solutions	N/A	N/A	-$30,000.00	N/A	N/A

Medical Cannabis Payment Solutions has lower revenue, but higher earnings than XBP Global.

Risk & Volatility

XBP Global has a beta of -0.38, indicating that its stock price is 138% less volatile than the S&P 500. Comparatively, Medical Cannabis Payment Solutions has a beta of -0.46, indicating that its stock price is 146% less volatile than the S&P 500.

Institutional and Insider Ownership

15.7% of XBP Global shares are held by institutional investors. 10.5% of XBP Global shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares XBP Global and Medical Cannabis Payment Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
XBP Global	-11.24%	N/A	-9.62%
Medical Cannabis Payment Solutions	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and target prices for XBP Global and Medical Cannabis Payment Solutions, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XBP Global	1	0	0	0	1.00
Medical Cannabis Payment Solutions	0	0	0	0	0.00

Summary

XBP Global beats Medical Cannabis Payment Solutions on 5 of the 8 factors compared between the two stocks.

About XBP Global

XBP Europe Holdings, Inc. provides bills, payments, and related solutions and services in France, Germany, the United Kingdom, Sweden, and internationally. The company operates through two segments, Bills & Payments and Technology. The Bills & Payments segment focuses on optimizing how bills and payments are processed by businesses of all sizes and industries. This segment also offers automation of accounts payable and accounts receivables processes and seeks to integrate buyers and suppliers, as well as engages in digital transformation business. The Technology segment engages in the sale of recurring software licenses and related maintenance, and hardware solutions, as well as provision of related maintenance and professional services. In addition, the company offers XBP platform that provides a secured network allowing billers, consumers, and businesses to communicate and transact; XBP Omnidirect, a cloud-based platform that provides enterprise level client communication management; and Reaktr.ai for cybersecurity, data modernization and cloud management, and generative AI. Further, it provides request to pay solutions; enterprise information management solutions; robotic process automation solutions; digital mailroom and records digitization solutions; business process management and intelligent workflow automation solutions; integrated communications solution; banking and financial industry solutions and services; cross-border payments; digitization of checks; confirmation of payee; and mortgage and loan management solutions. The company is based in Egham, the United Kingdom. XBP Europe Holdings, Inc. operates as a subsidiary of Exela Technologies, Inc.

About Medical Cannabis Payment Solutions

Medical Cannabis Payment Solutions, Inc. develops and markets a payment system for medical cannabis transactions. Its solution assists in the state tracking of sales, collection of tax, and supervision of sales to consumers. The company was incorporated in 2013 and is based in Cheyenne, Wyoming. On August 12, 2024, Medical Cannabis Payment Solutions, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Western District of Pennsylvania.