Signature Bank (NASDAQ:SBNY) versus Suncrest Bank (OTCMKTS:SBKK) Head-To-Head Comparison

Insider and Institutional Ownership

5.9% of Suncrest Bank shares are owned by institutional investors. Comparatively, 11.1% of Signature Bank shares are owned by institutional investors. 1.5% of Signature Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Volatility & Risk

Suncrest Bank has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500. Comparatively, Signature Bank has a beta of 11.52, suggesting that its share price is 1,052% more volatile than the S&P 500.

Valuation and Earnings

This table compares Suncrest Bank and Signature Bank”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Suncrest Bank	$46.73 million	4.92	$16.96 million	$1.37	13.56
Signature Bank	$2.70 billion	0.02	$1.34 billion	$10.22	0.06

Signature Bank has higher revenue and earnings than Suncrest Bank. Signature Bank is trading at a lower price-to-earnings ratio than Suncrest Bank, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Suncrest Bank and Signature Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Suncrest Bank	N/A	N/A	N/A
Signature Bank	N/A	N/A	N/A

Summary

Signature Bank beats Suncrest Bank on 6 of the 8 factors compared between the two stocks.

About Suncrest Bank

Suncrest Bank engages in the provision of personal and commercial banking services. It provides checking, savings and certificates of deposits, lending, cash management, online and mobile banking, e-statements, remote deposit capture, financial calculators, and customer service center. It also offers agricultural real estate loans, production finance, equipment financing and leasing, development loans, long-term fixed rate, SBA and USDA loans, valley small business guaranteed loans, USDA B&I loans, farmer mac loans, and cal-cap loans. The company was founded on May 19, 2008 and is headquartered in Visalia, CA.

About Signature Bank

As of March 12, 2023, Signature Bank went out of business. Previously, the company provided digital assets banking services and comprised of certain loan portfolios. The company was incorporated in 2000 and is based in New York, New York. Signature Bank now trades on OTCPK.