Head-To-Head Contrast: HA Sustainable Infrastructure Capital (NYSE:HASI) versus NerdWallet (NASDAQ:NRDS)

HA Sustainable Infrastructure Capital (NYSE:HASI) and NerdWallet (NASDAQ:NRDS) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, earnings, dividends, risk, institutional ownership, profitability and valuation.

Analyst Recommendations

This is a breakdown of current ratings and price targets for HA Sustainable Infrastructure Capital and NerdWallet, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HA Sustainable Infrastructure Capital	0	2	7	0	2.78
NerdWallet	0	3	3	1	2.71

HA Sustainable Infrastructure Capital presently has a consensus target price of $38.25, indicating a potential upside of 15.82%. NerdWallet has a consensus target price of $15.40, indicating a potential upside of 8.07%. Given HA Sustainable Infrastructure Capital’s stronger consensus rating and higher possible upside, analysts plainly believe HA Sustainable Infrastructure Capital is more favorable than NerdWallet.

Earnings & Valuation

This table compares HA Sustainable Infrastructure Capital and NerdWallet”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HA Sustainable Infrastructure Capital	$565.61 million	7.26	$200.04 million	$2.33	14.17
NerdWallet	$795.00 million	1.36	$30.40 million	$0.96	14.84

HA Sustainable Infrastructure Capital has higher earnings, but lower revenue than NerdWallet. HA Sustainable Infrastructure Capital is trading at a lower price-to-earnings ratio than NerdWallet, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

HA Sustainable Infrastructure Capital has a beta of 1.63, indicating that its stock price is 63% more volatile than the S&P 500. Comparatively, NerdWallet has a beta of 1.45, indicating that its stock price is 45% more volatile than the S&P 500.

Institutional and Insider Ownership

96.1% of HA Sustainable Infrastructure Capital shares are owned by institutional investors. Comparatively, 38.8% of NerdWallet shares are owned by institutional investors. 2.0% of HA Sustainable Infrastructure Capital shares are owned by company insiders. Comparatively, 46.5% of NerdWallet shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares HA Sustainable Infrastructure Capital and NerdWallet’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HA Sustainable Infrastructure Capital	56.17%	10.85%	3.68%
NerdWallet	9.22%	9.27%	7.53%

Summary

HA Sustainable Infrastructure Capital beats NerdWallet on 11 of the 15 factors compared between the two stocks.

About HA Sustainable Infrastructure Capital

HA Sustainable Infrastructure Capital, Inc., through its subsidiaries, engages in the investment of energy efficiency, renewable energy, and sustainable infrastructure markets in the United States. The company’s portfolio includes equity investments, commercial and government receivables, real estate, and debt securities. It invests in climate solutions, including Behind-the-Meter, which distributes energy projects that reduce energy usage or cost through heating, ventilation, and air conditioning systems, as well as lighting, energy controls, roofs, windows, building shells, and/or combined heat and power systems; Grid-Connected, a renewable energy projects that deploy cleaner energy sources, such as solar, solar-plus-storage, and wind to generate power production; and Fuels, Transport, and Nature, a range of real assets spanning high-emitting economic sectors other than the power grid such as transportation and fuels comprising renewable natural gas plants, transportation fleet enhancements, ecological restoration, and other projects. HA Sustainable Infrastructure Capital, Inc. was founded in 1981 and is headquartered in Annapolis, Maryland.

About NerdWallet

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers in the United States, the United Kingdom, Australia, and Canada. Its platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as through NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. The company was founded in 2009 and is based in San Francisco, California.