Seacoast Banking Corporation of Florida (NASDAQ:SBCF – Get Free Report) and Fifth District Bancorp (NASDAQ:FDSB – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, risk, earnings, valuation and institutional ownership.
Insider & Institutional Ownership
81.8% of Seacoast Banking Corporation of Florida shares are held by institutional investors. 1.6% of Seacoast Banking Corporation of Florida shares are held by company insiders. Comparatively, 4.5% of Fifth District Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Earnings and Valuation
This table compares Seacoast Banking Corporation of Florida and Fifth District Bancorp”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Seacoast Banking Corporation of Florida | $808.99 million | 3.96 | $120.99 million | $1.69 | 19.36 |
| Fifth District Bancorp | $19.29 million | 4.30 | -$1.08 million | $0.73 | 20.56 |
Seacoast Banking Corporation of Florida has higher revenue and earnings than Fifth District Bancorp. Seacoast Banking Corporation of Florida is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Seacoast Banking Corporation of Florida and Fifth District Bancorp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Seacoast Banking Corporation of Florida | 16.93% | 7.16% | 1.02% |
| Fifth District Bancorp | 14.27% | 2.88% | 0.69% |
Analyst Ratings
This is a breakdown of recent ratings and target prices for Seacoast Banking Corporation of Florida and Fifth District Bancorp, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Seacoast Banking Corporation of Florida | 0 | 5 | 2 | 0 | 2.29 |
| Fifth District Bancorp | 1 | 0 | 0 | 0 | 1.00 |
Seacoast Banking Corporation of Florida presently has a consensus target price of $31.50, suggesting a potential downside of 3.70%. Given Seacoast Banking Corporation of Florida’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Seacoast Banking Corporation of Florida is more favorable than Fifth District Bancorp.
Risk and Volatility
Seacoast Banking Corporation of Florida has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, Fifth District Bancorp has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.
Summary
Seacoast Banking Corporation of Florida beats Fifth District Bancorp on 11 of the 14 factors compared between the two stocks.
About Seacoast Banking Corporation of Florida
Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.
About Fifth District Bancorp
Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.
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