OP Bancorp (OPBK) Projected to Post Earnings on Thursday

OP Bancorp (NASDAQ:OPBK) is expected to release its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect OP Bancorp to post earnings of $0.52 per share and revenue of $24.85 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Monday, January 26, 2026 at 12:00 AM ET.

OP Bancorp (NASDAQ:OPBK) last released its quarterly earnings data on Thursday, October 23rd. The company reported $0.45 earnings per share for the quarter, beating the consensus estimate of $0.44 by $0.01. The firm had revenue of $24.48 million during the quarter, compared to the consensus estimate of $24.25 million. OP Bancorp had a return on equity of 11.09% and a net margin of 14.42%.

OP Bancorp Stock Down 3.3%

OPBK opened at $14.32 on Wednesday. The company has a debt-to-equity ratio of 0.34, a quick ratio of 1.01 and a current ratio of 1.01. The company has a market cap of $213.22 million, a price-to-earnings ratio of 9.12 and a beta of 0.68. OP Bancorp has a one year low of $10.43 and a one year high of $16.07. The business’s fifty day moving average is $14.01 and its two-hundred day moving average is $13.81.

OP Bancorp Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Thursday, November 20th. Investors of record on Thursday, November 6th were given a $0.12 dividend. The ex-dividend date was Thursday, November 6th. This represents a $0.48 annualized dividend and a dividend yield of 3.4%. OP Bancorp’s payout ratio is currently 30.57%.

Hedge Funds Weigh In On OP Bancorp

Several institutional investors and hedge funds have recently modified their holdings of the company. Amundi purchased a new stake in OP Bancorp in the 1st quarter worth approximately $26,000. BNP Paribas Financial Markets boosted its holdings in shares of OP Bancorp by 96.7% during the third quarter. BNP Paribas Financial Markets now owns 2,492 shares of the company’s stock worth $35,000 after purchasing an additional 1,225 shares during the last quarter. JPMorgan Chase & Co. grew its position in shares of OP Bancorp by 6,423.0% in the second quarter. JPMorgan Chase & Co. now owns 5,675 shares of the company’s stock valued at $74,000 after purchasing an additional 5,588 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. purchased a new stake in shares of OP Bancorp in the second quarter valued at $84,000. Finally, Bank of America Corp DE increased its stake in OP Bancorp by 880.9% in the fourth quarter. Bank of America Corp DE now owns 5,758 shares of the company’s stock valued at $91,000 after purchasing an additional 5,171 shares during the last quarter. Hedge funds and other institutional investors own 53.63% of the company’s stock.

Analyst Upgrades and Downgrades

A number of equities analysts have issued reports on OPBK shares. Zacks Research cut shares of OP Bancorp from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 29th. Weiss Ratings reissued a “hold (c+)” rating on shares of OP Bancorp in a research note on Monday, December 29th. DA Davidson lifted their price objective on OP Bancorp from $16.50 to $17.00 and gave the stock a “buy” rating in a research report on Tuesday, October 28th. Finally, Keefe, Bruyette & Woods upped their target price on OP Bancorp from $15.50 to $16.00 and gave the company a “market perform” rating in a research note on Monday, October 27th. One analyst has rated the stock with a Buy rating and three have given a Hold rating to the company. According to MarketBeat, OP Bancorp has an average rating of “Hold” and an average target price of $16.50.

About OP Bancorp

OP Bancorp is the bank holding company for Old Point National Bank, a community-focused financial institution headquartered in Suffolk, Virginia. Through its subsidiary, the company offers a broad range of commercial and consumer banking services designed to meet the needs of businesses, professionals and individuals across the Hampton Roads and Virginia Peninsula regions. Core services include business lending, real estate financing, deposit accounts, cash management solutions and treasury services.

The company’s lending portfolio spans commercial real estate loans, construction and land development financing, equipment loans and lines of credit tailored for small and medium-sized enterprises.