UniCredit (OTCMKTS:UNCRY) & Banco Latinoamericano de Comercio Exterior (NYSE:BLX) Head to Head Review

Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and UniCredit (OTCMKTS:UNCRY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, dividends, profitability and analyst recommendations.

Valuation and Earnings

This table compares Banco Latinoamericano de Comercio Exterior and UniCredit”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Latinoamericano de Comercio Exterior	$836.85 million	2.21	$226.88 million	$6.11	8.13
UniCredit	$41.32 billion	2.50	$12.35 billion	N/A	N/A

UniCredit has higher revenue and earnings than Banco Latinoamericano de Comercio Exterior.

Profitability

This table compares Banco Latinoamericano de Comercio Exterior and UniCredit’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Latinoamericano de Comercio Exterior	27.11%	14.85%	1.80%
UniCredit	32.88%	26.06%	2.08%

Volatility and Risk

Banco Latinoamericano de Comercio Exterior has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500. Comparatively, UniCredit has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Banco Latinoamericano de Comercio Exterior and UniCredit, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Latinoamericano de Comercio Exterior	0	0	0	1	4.00
UniCredit	0	1	3	2	3.17

Institutional and Insider Ownership

19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. Comparatively, 0.3% of UniCredit shares are owned by institutional investors. 0.2% of Banco Latinoamericano de Comercio Exterior shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Dividends

Banco Latinoamericano de Comercio Exterior pays an annual dividend of $2.75 per share and has a dividend yield of 5.5%. UniCredit pays an annual dividend of $1.09 per share and has a dividend yield of 3.2%. Banco Latinoamericano de Comercio Exterior pays out 45.0% of its earnings in the form of a dividend. Banco Latinoamericano de Comercio Exterior has increased its dividend for 2 consecutive years. Banco Latinoamericano de Comercio Exterior is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

UniCredit beats Banco Latinoamericano de Comercio Exterior on 10 of the 15 factors compared between the two stocks.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.

About UniCredit

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.