Bay Commercial Bank (BCML) Expected to Announce Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) is projected to announce its Q1 2026 results before the market opens on Thursday, April 16th. Analysts expect the company to announce earnings of $0.60 per share and revenue of $25.95 million for the quarter. Parties can find conference call details on the company’s upcoming Q1 2026 earning report page for the latest details on the call scheduled for Thursday, April 23, 2026 at 4:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last posted its quarterly earnings data on Thursday, January 22nd. The company reported $0.63 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.65 by ($0.02). The company had revenue of $0.89 million for the quarter, compared to analysts’ expectations of $25.03 million. Bay Commercial Bank had a return on equity of 7.18% and a net margin of 16.92%. On average, analysts expect Bay Commercial Bank to post $2 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Bay Commercial Bank Stock Down 1.1%

BCML opened at $28.34 on Wednesday. The company has a quick ratio of 1.03, a current ratio of 1.03 and a debt-to-equity ratio of 0.03. The stock has a market cap of $309.19 million, a price-to-earnings ratio of 13.00 and a beta of 0.29. Bay Commercial Bank has a twelve month low of $24.95 and a twelve month high of $33.15. The company’s 50-day moving average price is $29.70 and its two-hundred day moving average price is $29.21.

Bay Commercial Bank Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Thursday, April 9th. Investors of record on Thursday, March 12th were issued a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a dividend yield of 4.2%. The ex-dividend date of this dividend was Thursday, March 12th. Bay Commercial Bank’s payout ratio is 55.05%.

Analysts Set New Price Targets

BCML has been the topic of several research analyst reports. Brean Capital downgraded Bay Commercial Bank from a “buy” rating to a “neutral” rating in a research note on Friday, April 10th. DA Davidson restated a “buy” rating and issued a $34.00 target price on shares of Bay Commercial Bank in a research note on Friday, April 10th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Bay Commercial Bank in a research report on Wednesday, January 21st. Finally, Zacks Research downgraded Bay Commercial Bank from a “strong-buy” rating to a “hold” rating in a research note on Monday, March 30th. Two investment analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $34.00.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of BCML. Invesco Ltd. raised its holdings in Bay Commercial Bank by 7.2% during the 4th quarter. Invesco Ltd. now owns 10,667 shares of the company’s stock valued at $314,000 after acquiring an additional 716 shares during the period. Mercer Global Advisors Inc. ADV boosted its holdings in shares of Bay Commercial Bank by 3.5% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 23,068 shares of the company’s stock worth $678,000 after acquiring an additional 771 shares during the period. Empowered Funds LLC grew its position in shares of Bay Commercial Bank by 10.7% in the fourth quarter. Empowered Funds LLC now owns 51,001 shares of the company’s stock valued at $1,499,000 after purchasing an additional 4,930 shares in the last quarter. Wellington Management Group LLP grew its position in shares of Bay Commercial Bank by 10.7% in the fourth quarter. Wellington Management Group LLP now owns 1,058,935 shares of the company’s stock valued at $31,133,000 after purchasing an additional 102,666 shares in the last quarter. Finally, Bridgeway Capital Management LLC raised its stake in shares of Bay Commercial Bank by 5.7% during the 4th quarter. Bridgeway Capital Management LLC now owns 91,814 shares of the company’s stock valued at $2,699,000 after purchasing an additional 4,930 shares during the period. 66.16% of the stock is currently owned by hedge funds and other institutional investors.

About Bay Commercial Bank

Bay Commercial Bank is a bank holding company that offers a full suite of commercial and consumer banking services through its subsidiary, Bay Commercial Bank. The institution emphasizes relationship-driven banking, focusing on the needs of small and medium-sized businesses, professionals, and individual customers.

The bank’s lending portfolio encompasses commercial real estate, construction and development financing, equipment loans, acquisition financing, and consumer credit products such as residential mortgages and personal lines of credit.