Simmons First National (NASDAQ:SFNC) Issues Earnings Results, Meets Expectations

Simmons First National (NASDAQ:SFNC) posted its quarterly earnings results on Thursday. The bank reported $0.47 EPS for the quarter, meeting the consensus estimate of $0.47, Zacks reports. Simmons First National had a positive return on equity of 6.73% and a negative net margin of 27.83%.The firm’s revenue was up 15.2% compared to the same quarter last year. During the same period in the previous year, the company posted $0.26 earnings per share.

Simmons First National Trading Down 0.4%

Simmons First National stock traded down $0.09 during trading on Thursday, reaching $20.46. The company had a trading volume of 1,238,137 shares, compared to its average volume of 1,237,282. The firm has a market capitalization of $2.97 billion, a price-to-earnings ratio of -7.39 and a beta of 0.89. The stock’s 50 day moving average price is $20.10 and its two-hundred day moving average price is $19.32. Simmons First National has a 12-month low of $17.00 and a 12-month high of $22.17. The company has a debt-to-equity ratio of 0.18, a quick ratio of 0.88 and a current ratio of 0.88.

Simmons First National Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Wednesday, April 1st. Stockholders of record on Friday, March 13th were given a $0.215 dividend. This is an increase from Simmons First National’s previous quarterly dividend of $0.21. This represents a $0.86 dividend on an annualized basis and a dividend yield of 4.2%. The ex-dividend date of this dividend was Friday, March 13th. Simmons First National’s dividend payout ratio (DPR) is presently -31.05%.

Simmons First National announced that its board has approved a stock repurchase plan on Tuesday, February 17th that allows the company to repurchase $175.00 million in shares. This repurchase authorization allows the bank to reacquire up to 5.7% of its stock through open market purchases. Stock repurchase plans are generally a sign that the company’s board of directors believes its shares are undervalued.

Analyst Upgrades and Downgrades

A number of equities research analysts have recently issued reports on SFNC shares. Raymond James Financial upgraded shares of Simmons First National from a “market perform” rating to an “outperform” rating and set a $23.00 price target for the company in a research report on Thursday, January 22nd. Weiss Ratings reissued a “sell (d+)” rating on shares of Simmons First National in a research note on Friday, March 27th. Morgan Stanley reduced their price target on shares of Simmons First National from $23.00 to $21.00 and set an “equal weight” rating on the stock in a report on Tuesday, March 31st. Wall Street Zen raised shares of Simmons First National from a “sell” rating to a “hold” rating in a research note on Monday, January 26th. Finally, DA Davidson upped their target price on Simmons First National from $21.00 to $23.00 and gave the company a “neutral” rating in a research note on Thursday, January 22nd. Two analysts have rated the stock with a Strong Buy rating, two have issued a Buy rating, four have given a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $22.14.

Key Headlines Impacting Simmons First National

Here are the key news stories impacting Simmons First National this week:

• Positive Sentiment: Loans and deposit growth — Total loans were up ~10% annualized and average deposits rose ~6% annualized, evidence of broad-based growth that supports future interest income. PR Newswire Release
• Positive Sentiment: Net interest margin and funding cost improvement — NIM edged up 3 bps to 3.84% while cost of deposits fell ~8 bps to 1.96%, which should help margin retention if rates remain favorable. PR Newswire Release
• Positive Sentiment: Improved profitability vs year‑ago — Diluted EPS of $0.47 versus $0.26 a year earlier and net income of $68.5M show earnings recovery on a YoY basis. Zacks: Q1 Meets Estimates
• Neutral Sentiment: EPS broadly in line with expectations — Street consensus and Zacks show EPS roughly inline (~$0.47–$0.48), meaning results did not surprise to the upside. Zacks: Q1 Meets Estimates
• Negative Sentiment: Top-line weakness / revenue miss — Total revenue of $241.4M missed some expectations and PPNR fell sequentially (PPNR $100.7M vs $109.1M in 4Q), signaling pressure on core revenue. Yahoo Finance: Revenue Miss
• Negative Sentiment: Profitability vs prior quarter and expense metrics — Net income and adjusted net income declined vs 4Q25, and the efficiency ratio remains elevated (~57.6%), which could limit margin expansion. PR Newswire Release
• Negative Sentiment: Provisioning and reserves — The firm noted provisions exceeded net charge-offs by ~$5.5M this quarter, a sign of cautious reserve creation that can weigh on near-term earnings. PR Newswire Release

Hedge Funds Weigh In On Simmons First National

Several hedge funds and other institutional investors have recently modified their holdings of the company. EverSource Wealth Advisors LLC increased its position in shares of Simmons First National by 197.5% in the second quarter. EverSource Wealth Advisors LLC now owns 1,663 shares of the bank’s stock worth $32,000 after acquiring an additional 1,104 shares in the last quarter. Osaic Holdings Inc. raised its position in Simmons First National by 32.0% in the second quarter. Osaic Holdings Inc. now owns 2,658 shares of the bank’s stock valued at $50,000 after purchasing an additional 644 shares during the period. iSAM Funds UK Ltd acquired a new position in shares of Simmons First National during the fourth quarter worth about $192,000. Focus Partners Advisor Solutions LLC purchased a new stake in shares of Simmons First National in the fourth quarter worth about $218,000. Finally, Beacon Pointe Advisors LLC grew its stake in shares of Simmons First National by 9.1% in the fourth quarter. Beacon Pointe Advisors LLC now owns 12,080 shares of the bank’s stock valued at $228,000 after buying an additional 1,007 shares in the last quarter. 27.58% of the stock is owned by institutional investors and hedge funds.

Simmons First National Company Profile

Simmons First National Corporation (NASDAQ:SFNC) is a bank holding company headquartered in Pine Bluff, Arkansas. Through its primary operating subsidiary, Simmons Bank, the company maintains a network of more than 200 branches across Arkansas, Tennessee, Missouri, Mississippi, Texas, Oklahoma and North Carolina. Simmons First National offers a full suite of financial services to individuals, small businesses and commercial clients, emphasizing relationship-driven community banking.

The company’s core business activities span deposit-taking, lending and payment services.