Charles Schwab (NYSE:SCHW) Issues FY 2026 Earnings Guidance

Charles Schwab (NYSE:SCHW) issued an update on its FY 2026 earnings guidance on Thursday morning. The company provided EPS guidance of 5.700-5.800 for the period, compared to the consensus EPS estimate of 5.930. The company issued revenue guidance of -, compared to the consensus revenue estimate of $26.6 billion.

Charles Schwab Price Performance

Shares of SCHW opened at $92.65 on Friday. The firm has a market cap of $161.03 billion, a price-to-earnings ratio of 19.88, a PEG ratio of 0.82 and a beta of 0.90. The stock has a 50 day moving average of $95.08 and a 200-day moving average of $96.39. The company has a current ratio of 0.62, a quick ratio of 0.62 and a debt-to-equity ratio of 0.52. Charles Schwab has a 52 week low of $73.76 and a 52 week high of $107.50.

Charles Schwab (NYSE:SCHW) last announced its quarterly earnings results on Thursday, April 16th. The financial services provider reported $1.43 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.39 by $0.04. The business had revenue of $6.48 billion for the quarter, compared to the consensus estimate of $6.39 billion. Charles Schwab had a return on equity of 21.97% and a net margin of 37.01%.The business’s revenue was up 15.8% on a year-over-year basis. During the same quarter last year, the business posted $1.04 EPS. Charles Schwab has set its FY 2026 guidance at 5.700-5.800 EPS. As a group, analysts forecast that Charles Schwab will post 4.22 EPS for the current year.

Charles Schwab Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, February 27th. Investors of record on Friday, February 13th were issued a $0.32 dividend. This is a positive change from Charles Schwab’s previous quarterly dividend of $0.27. The ex-dividend date of this dividend was Friday, February 13th. This represents a $1.28 annualized dividend and a dividend yield of 1.4%. Charles Schwab’s dividend payout ratio (DPR) is 27.47%.

Analyst Upgrades and Downgrades

Several analysts recently issued reports on SCHW shares. UBS Group cut their price target on Charles Schwab from $125.00 to $119.00 and set a “buy” rating on the stock in a report on Wednesday, April 8th. Keefe, Bruyette & Woods started coverage on Charles Schwab in a report on Wednesday, April 8th. They issued an “outperform” rating and a $110.00 price target on the stock. TD Cowen reissued a “buy” rating on shares of Charles Schwab in a report on Thursday, April 9th. Wolfe Research set a $120.00 price target on Charles Schwab in a report on Monday, January 12th. Finally, Citizens Jmp lifted their target price on Charles Schwab from $110.00 to $120.00 and gave the company a “market outperform” rating in a research note on Monday, January 12th. One investment analyst has rated the stock with a Strong Buy rating, seventeen have issued a Buy rating, four have issued a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat, the company has a consensus rating of “Moderate Buy” and an average price target of $114.30.

Insiders Place Their Bets

In other news, insider Paul V. Woolway sold 7,941 shares of the business’s stock in a transaction on Wednesday, April 15th. The stock was sold at an average price of $100.00, for a total value of $794,100.00. Following the sale, the insider owned 29,866 shares of the company’s stock, valued at approximately $2,986,600. The trade was a 21.00% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Dennis Howard sold 10,108 shares of the business’s stock in a transaction on Tuesday, March 3rd. The stock was sold at an average price of $94.60, for a total value of $956,216.80. Following the completion of the sale, the insider directly owned 10,470 shares in the company, valued at $990,462. This represents a 49.12% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last ninety days, insiders have sold 470,748 shares of company stock valued at $48,095,857. Corporate insiders own 6.30% of the company’s stock.

Charles Schwab News Summary

Here are the key news stories impacting Charles Schwab this week:

• Positive Sentiment: Q1 beat and record engagement — Schwab reported $1.43 adjusted EPS and record revenue driven by higher trading volumes, underscoring strong client activity. Read More.
• Positive Sentiment: Launch of Schwab Crypto — phased rollout will let retail clients trade spot Bitcoin and Ether on Schwab platforms, potentially expanding trading revenue and client stickiness. Read More.
• Positive Sentiment: AI client agents coming in June — management plans client‑facing AI tools to improve experience and reduce service costs over time. Read More.
• Neutral Sentiment: Large client inflows and account growth — Schwab added ~1.3M accounts and reported ~$11.7T in client assets; positive for long‑term fee and advisory revenue but not an immediate hedge to interest‑income risk. Read More.
• Neutral Sentiment: Earnings call transcript available — investors will parse management commentary on cash‑sweep dynamics, NII outlook and execution of new products. Read More.
• Negative Sentiment: FY‑2026 EPS guidance trimmed — Schwab set full‑year EPS to $5.70–$5.80, below recent Street estimates; the guidance gap is the main near‑term valuation pressure point.
• Negative Sentiment: Net interest income / “cash‑sorting” risk — analysts flagged weaker‑than‑expected NII and sensitivity to clients moving sweep cash into higher‑yield alternatives, which can compress margins going forward. Read More.
• Negative Sentiment: Insider sales and option positioning increase near‑term volatility — several insiders sold under 10b5‑1 plans and traders bought elevated put volume ahead of earnings, amplifying downside risk. Read More. Read More.

Institutional Trading of Charles Schwab

A number of hedge funds and other institutional investors have recently modified their holdings of the company. T. Rowe Price Investment Management Inc. bought a new stake in shares of Charles Schwab in the 4th quarter worth $743,000. Compound Planning Inc. raised its position in shares of Charles Schwab by 11.7% during the fourth quarter. Compound Planning Inc. now owns 20,651 shares of the financial services provider’s stock worth $2,063,000 after purchasing an additional 2,161 shares during the period. Axxcess Wealth Management LLC raised its position in shares of Charles Schwab by 67.8% during the fourth quarter. Axxcess Wealth Management LLC now owns 25,131 shares of the financial services provider’s stock worth $2,511,000 after purchasing an additional 10,150 shares during the period. Corient Private Wealth LLC raised its position in shares of Charles Schwab by 20.2% during the fourth quarter. Corient Private Wealth LLC now owns 851,239 shares of the financial services provider’s stock worth $85,047,000 after purchasing an additional 142,895 shares during the period. Finally, First Commonwealth Financial Corp PA raised its position in shares of Charles Schwab by 4.9% during the fourth quarter. First Commonwealth Financial Corp PA now owns 16,606 shares of the financial services provider’s stock worth $1,659,000 after purchasing an additional 781 shares during the period. Institutional investors own 84.38% of the company’s stock.

About Charles Schwab

Charles Schwab Corporation (NYSE: SCHW) is a diversified financial services firm that provides brokerage, banking, wealth management and advisory services to individual investors, independent investment advisors and institutional clients. Its primary offerings include retail brokerage accounts, online trading platforms, Schwab-branded mutual funds and exchange-traded funds (ETFs), retirement plan services, custodial services for independent Registered Investment Advisors (RIAs), and banking products through Charles Schwab Bank.