USCB Financial (USCB) Expected to Announce Quarterly Earnings on Thursday

USCB Financial (NASDAQ:USCB) will likely be issuing its Q1 2026 results after the market closes on Thursday, April 23rd. Analysts expect the company to announce earnings of $0.4740 per share and revenue of $25.9530 million for the quarter. Parties may visit the the company’s upcoming Q1 2026 earning results page for the latest details on the call scheduled for Friday, April 24, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last announced its earnings results on Thursday, January 22nd. The company reported $0.44 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.51 by ($0.07). The company had revenue of $25.53 million for the quarter, compared to analysts’ expectations of $26.34 million. USCB Financial had a net margin of 16.36% and a return on equity of 14.86%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Stock Down 1.1%

Shares of NASDAQ:USCB opened at $19.73 on Tuesday. The stock has a market cap of $360.27 million, a price-to-earnings ratio of 15.18 and a beta of 0.60. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 0.91. USCB Financial has a 12-month low of $15.56 and a 12-month high of $20.78. The business’s 50 day moving average is $19.06 and its 200 day moving average is $18.59.

USCB Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, June 5th. Investors of record on Friday, May 15th will be given a dividend of $0.125 per share. The ex-dividend date of this dividend is Friday, May 15th. This represents a $0.50 annualized dividend and a dividend yield of 2.5%. USCB Financial’s payout ratio is presently 38.46%.

Insider Buying and Selling at USCB Financial

In other USCB Financial news, CEO La Aguilera Luis De sold 10,000 shares of the business’s stock in a transaction on Thursday, January 29th. The stock was sold at an average price of $18.02, for a total value of $180,200.00. Following the transaction, the chief executive officer owned 245,893 shares of the company’s stock, valued at approximately $4,430,991.86. The trade was a 3.91% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Andres Collazo sold 8,000 shares of the business’s stock in a transaction on Saturday, March 7th. The stock was sold at an average price of $18.27, for a total value of $146,160.00. Following the completion of the transaction, the executive vice president directly owned 32,950 shares in the company, valued at approximately $601,996.50. This represents a 19.54% decrease in their position. The disclosure for this sale is available in the SEC filing. 49.50% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently bought and sold shares of the business. AQR Capital Management LLC lifted its position in shares of USCB Financial by 44.6% during the 4th quarter. AQR Capital Management LLC now owns 19,514 shares of the company’s stock valued at $359,000 after buying an additional 6,023 shares during the last quarter. Quadrature Capital Ltd lifted its position in shares of USCB Financial by 64.7% during the 4th quarter. Quadrature Capital Ltd now owns 17,616 shares of the company’s stock valued at $324,000 after buying an additional 6,922 shares during the last quarter. Integrated Quantitative Investments LLC purchased a new position in shares of USCB Financial during the 4th quarter valued at $290,000. Bridgeway Capital Management LLC purchased a new position in shares of USCB Financial during the 4th quarter valued at $276,000. Finally, Wells Fargo & Company MN lifted its position in shares of USCB Financial by 70.6% during the 4th quarter. Wells Fargo & Company MN now owns 12,993 shares of the company’s stock valued at $239,000 after buying an additional 5,378 shares during the last quarter. Hedge funds and other institutional investors own 61.34% of the company’s stock.

Wall Street Analyst Weigh In

USCB has been the topic of several analyst reports. Zacks Research raised USCB Financial from a “strong sell” rating to a “hold” rating in a research report on Monday, March 30th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of USCB Financial in a research report on Monday, December 29th. One investment analyst has rated the stock with a Strong Buy rating, three have issued a Buy rating and one has assigned a Hold rating to the company. According to MarketBeat, USCB Financial presently has a consensus rating of “Buy” and an average price target of $22.00.

About USCB Financial

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.