Bancorp (NASDAQ:TBBK) Issues FY 2027 Earnings Guidance

Bancorp (NASDAQ:TBBK) issued an update on its FY 2027 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 8.100-8.300 for the period, compared to the consensus estimate of 8.110. The company issued revenue guidance of -. Bancorp also updated its FY 2026 guidance to 5.900-5.900 EPS.

Analyst Ratings Changes

A number of equities analysts have issued reports on TBBK shares. Wolfe Research set a $57.00 price target on Bancorp in a research note on Monday, February 9th. Raymond James Financial restated a “strong-buy” rating on shares of Bancorp in a report on Tuesday, January 13th. Piper Sandler started coverage on Bancorp in a report on Thursday, March 12th. They set an “overweight” rating and a $66.00 target price on the stock. Bank of America set a $60.00 price target on shares of Bancorp in a research report on Wednesday, January 21st. Finally, Wall Street Zen downgraded shares of Bancorp from a “hold” rating to a “sell” rating in a report on Saturday, April 11th. One investment analyst has rated the stock with a Strong Buy rating, six have given a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and an average price target of $59.50.

Bancorp Price Performance

Shares of NASDAQ TBBK traded up $0.30 during trading on Thursday, hitting $60.47. The company had a trading volume of 433,670 shares, compared to its average volume of 586,959. Bancorp has a 52 week low of $46.51 and a 52 week high of $81.65. The business’s 50-day moving average is $55.81 and its 200 day moving average is $63.70. The company has a market cap of $2.53 billion, a P/E ratio of 12.29 and a beta of 1.28. The company has a debt-to-equity ratio of 0.32, a quick ratio of 0.86 and a current ratio of 0.88.

Bancorp (NASDAQ:TBBK) last released its quarterly earnings data on Thursday, April 23rd. The bank reported $1.41 earnings per share for the quarter, topping the consensus estimate of $1.35 by $0.06. Bancorp had a return on equity of 28.91% and a net margin of 25.94%. Equities research analysts predict that Bancorp will post 5.93 earnings per share for the current fiscal year.

Insider Buying and Selling

In related news, Director Matthew Cohn purchased 680 shares of the company’s stock in a transaction that occurred on Tuesday, February 10th. The shares were purchased at an average price of $62.14 per share, with a total value of $42,255.20. Following the purchase, the director owned 3,655 shares of the company’s stock, valued at $227,121.70. This trade represents a 22.86% increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available at the SEC website. Also, EVP Ryan Harris sold 4,500 shares of the business’s stock in a transaction dated Friday, March 13th. The stock was sold at an average price of $53.18, for a total value of $239,310.00. Following the sale, the executive vice president owned 150,516 shares in the company, valued at approximately $8,004,440.88. The trade was a 2.90% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders have acquired 9,080 shares of company stock worth $548,933. Company insiders own 5.60% of the company’s stock.

Key Stories Impacting Bancorp

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: Q1 2026 EPS beat — Bancorp reported $1.41 EPS vs. consensus $1.35, with strong profitability metrics (high net margin and ROE), which supports the stock’s near-term strength. MarketBeat: Bancorp Q1 EPS
• Positive Sentiment: Company narrative and fundamentals — Management highlighted $60.1M net income, ~18% YoY EPS growth, above‑industry GDV growth, loan/deposit expansion and progress on fintech initiatives, reinforcing the beat as quality growth rather than one‑offs. BusinessWire: The Bancorp 1Q 2026 Results
• Neutral Sentiment: FY 2027 guidance roughly in line — Management updated FY2027 EPS guidance to a range of 8.10–8.30, which includes the consensus (8.11) and signals no major change to the long‑term outlook.
• Neutral Sentiment: Q4 2026 guidance matches expectations — Fourth‑quarter 2026 EPS guidance of $1.75 aligns with consensus, removing near‑term uncertainty for the quarter.
• Negative Sentiment: Slight FY 2026 guide miss — FY2026 EPS guidance was set at $5.90 versus consensus ~$5.92, a very small shortfall that could temper upside but is unlikely to materially alter the story given the quarterly beat and growth commentary.
• Neutral Sentiment: Third‑party comparison coverage — A recent comparative piece with Chain Bridge Bancorp provides additional analyst context but is informational rather than a catalyst. AmericanBankingNews: Bancorp vs. Chain Bridge Comparison

Institutional Trading of Bancorp

Hedge funds have recently modified their holdings of the business. Osaic Holdings Inc. lifted its stake in Bancorp by 3.7% in the 2nd quarter. Osaic Holdings Inc. now owns 5,586 shares of the bank’s stock worth $318,000 after acquiring an additional 197 shares in the last quarter. California State Teachers Retirement System grew its stake in Bancorp by 0.6% during the 2nd quarter. California State Teachers Retirement System now owns 42,929 shares of the bank’s stock valued at $2,446,000 after acquiring an additional 253 shares in the last quarter. Cerity Partners LLC grew its stake in Bancorp by 1.1% during the 4th quarter. Cerity Partners LLC now owns 27,518 shares of the bank’s stock valued at $1,858,000 after acquiring an additional 309 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its stake in Bancorp by 1.9% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,183 shares of the bank’s stock valued at $1,436,000 after acquiring an additional 518 shares in the last quarter. Finally, Natixis Advisors LLC increased its holdings in shares of Bancorp by 1.9% in the 3rd quarter. Natixis Advisors LLC now owns 30,275 shares of the bank’s stock valued at $2,267,000 after purchasing an additional 575 shares during the period. Hedge funds and other institutional investors own 96.22% of the company’s stock.

About Bancorp

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.