Pathward Financial (NASDAQ:CASH) Releases FY 2026 Earnings Guidance

Pathward Financial (NASDAQ:CASH) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 8.550-9.050 for the period, compared to the consensus estimate of 8.630. The company issued revenue guidance of -.

Pathward Financial Trading Down 9.2%

Shares of NASDAQ:CASH traded down $9.08 during trading on Thursday, hitting $89.43. 65,374 shares of the company’s stock were exchanged, compared to its average volume of 256,192. Pathward Financial has a 1-year low of $65.87 and a 1-year high of $101.26. The firm has a 50-day moving average price of $92.36 and a two-hundred day moving average price of $81.00. The company has a current ratio of 0.81, a quick ratio of 0.79 and a debt-to-equity ratio of 0.04. The firm has a market cap of $1.95 billion, a P/E ratio of 11.07 and a beta of 0.74.

Pathward Financial (NASDAQ:CASH) last issued its quarterly earnings results on Wednesday, April 22nd. The savings and loans company reported $3.35 EPS for the quarter, hitting the consensus estimate of $3.35. Pathward Financial had a net margin of 22.95% and a return on equity of 22.76%. The company had revenue of $276.30 million during the quarter, compared to analysts’ expectations of $272.04 million. During the same quarter in the previous year, the company earned $3.11 EPS. Pathward Financial’s revenue was up 5.1% on a year-over-year basis. Pathward Financial has set its FY 2026 guidance at 8.550-9.050 EPS. Equities analysts predict that Pathward Financial will post 8.7 earnings per share for the current year.

Pathward Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, April 1st. Investors of record on Thursday, March 12th were paid a dividend of $0.05 per share. The ex-dividend date of this dividend was Thursday, March 12th. This represents a $0.20 annualized dividend and a yield of 0.2%. Pathward Financial’s dividend payout ratio (DPR) is presently 2.44%.

Analyst Upgrades and Downgrades

CASH has been the topic of a number of research reports. Piper Sandler initiated coverage on shares of Pathward Financial in a research note on Thursday, March 12th. They issued an “overweight” rating and a $107.00 price target on the stock. Keefe, Bruyette & Woods upped their price objective on Pathward Financial from $100.00 to $108.00 and gave the stock an “outperform” rating in a research report on Thursday. Wall Street Zen cut Pathward Financial from a “buy” rating to a “hold” rating in a research report on Saturday, January 31st. Finally, Weiss Ratings raised shares of Pathward Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Monday, January 26th. Three equities research analysts have rated the stock with a Buy rating, According to MarketBeat.com, the stock presently has a consensus rating of “Buy” and an average price target of $107.50.

Insider Transactions at Pathward Financial

In other Pathward Financial news, CEO Brett L. Pharr sold 15,641 shares of the company’s stock in a transaction on Monday, February 23rd. The shares were sold at an average price of $93.88, for a total transaction of $1,468,377.08. Following the sale, the chief executive officer directly owned 78,261 shares of the company’s stock, valued at approximately $7,347,142.68. This represents a 16.66% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available through this hyperlink. Company insiders own 1.43% of the company’s stock.

Key Headlines Impacting Pathward Financial

Here are the key news stories impacting Pathward Financial this week:

• Positive Sentiment: Keefe, Bruyette & Woods raised its price target to $108 and upgraded CASH to an “outperform,” implying ~9.6% upside from the referenced price — a clear analyst catalyst supporting buying interest. Benzinga
• Neutral Sentiment: Pathward reported Q2 EPS of $3.35, matching consensus, with revenue of $276.3M slightly above estimates; profitability metrics remained strong (net margin ~22.95%, ROE ~22.8%) — results that validate current forecasts but offered limited upside surprise. BusinessWire: Q2 Results
• Neutral Sentiment: Management provided FY2026 EPS guidance of $8.55–$9.05, which sits around Street expectations (consensus ~8.63) — guidance is essentially in line and keeps analyst models intact. (Slides and press release contain the guidance details.) Q2 Slide Deck / Press Release
• Neutral Sentiment: Earnings-call materials and the full transcript are available for diligence; they contain management commentary on margin drivers, loan/deposit trends and capital deployment that investors will parse for forward signals. Seeking Alpha: Q2 Earnings Call Transcript
• Negative Sentiment: Net income declined year-over-year ($72.9M vs. $75.0M), and EPS merely matched estimates rather than beating — a mixed print that could cap upside and lead some investors to take profits after the analyst upgrade. Zacks: Matches Q2 Estimates
• Neutral Sentiment: One unrelated item in the feed: a dividend increase at Potomac Bancshares (not Pathward) — no direct impact on CASH. PR Newswire: Potomac Dividend

Institutional Trading of Pathward Financial

Several institutional investors and hedge funds have recently bought and sold shares of CASH. Revolve Wealth Partners LLC bought a new stake in Pathward Financial in the fourth quarter valued at approximately $267,437,000. Royal Bank of Canada raised its position in shares of Pathward Financial by 21.2% in the first quarter. Royal Bank of Canada now owns 5,057 shares of the savings and loans company’s stock valued at $369,000 after purchasing an additional 886 shares during the period. AQR Capital Management LLC raised its position in shares of Pathward Financial by 61.3% in the first quarter. AQR Capital Management LLC now owns 9,152 shares of the savings and loans company’s stock valued at $668,000 after purchasing an additional 3,479 shares during the period. Millennium Management LLC raised its position in shares of Pathward Financial by 264.1% in the first quarter. Millennium Management LLC now owns 128,645 shares of the savings and loans company’s stock valued at $9,385,000 after purchasing an additional 93,308 shares during the period. Finally, Arrowstreet Capital Limited Partnership bought a new position in shares of Pathward Financial in the second quarter valued at about $980,000. Institutional investors own 92.66% of the company’s stock.

Pathward Financial Company Profile

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.