QCR (NASDAQ:QCRH) Announces Quarterly Earnings Results

QCR (NASDAQ:QCRH) announced its earnings results on Wednesday. The bank reported $1.99 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.78 by $0.21, FiscalAI reports. QCR had a net margin of 21.98% and a return on equity of 12.65%. The business had revenue of $89.52 million during the quarter, compared to analyst estimates of $105.42 million.

QCR Trading Down 0.5%

QCRH stock opened at $88.56 on Friday. The company has a market capitalization of $1.48 billion, a PE ratio of 11.10 and a beta of 0.78. The company has a debt-to-equity ratio of 0.57, a quick ratio of 1.00 and a current ratio of 1.00. QCR has a one year low of $63.67 and a one year high of $96.00. The company’s 50 day moving average price is $87.39 and its two-hundred day moving average price is $83.87.

QCR Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, April 3rd. Shareholders of record on Thursday, March 19th were paid a dividend of $0.10 per share. This represents a $0.40 annualized dividend and a dividend yield of 0.5%. This is a boost from QCR’s previous quarterly dividend of $0.06. The ex-dividend date of this dividend was Thursday, March 19th. QCR’s payout ratio is 5.33%.

Analyst Ratings Changes

A number of equities analysts have recently commented on the stock. Raymond James Financial reissued an “outperform” rating and issued a $103.00 price target on shares of QCR in a report on Friday, January 30th. Keefe, Bruyette & Woods upped their target price on shares of QCR from $92.00 to $102.00 and gave the stock an “outperform” rating in a research report on Thursday, January 29th. Zacks Research lowered shares of QCR from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 29th. DA Davidson increased their target price on QCR from $92.00 to $96.00 and gave the company a “neutral” rating in a research note on Thursday, January 29th. Finally, Piper Sandler restated an “overweight” rating and set a $108.00 price target (up from $105.00) on shares of QCR in a research report on Friday, January 30th. Four equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. According to MarketBeat, the company has an average rating of “Moderate Buy” and an average target price of $102.25.

QCR News Roundup

Here are the key news stories impacting QCR this week:

• Positive Sentiment: QCR reported strong profitability: Q1 net income of $33.4M and diluted EPS of $1.99, beating consensus and showing healthy ROE/ROAA metrics; management highlighted 12% YoY growth in net interest income. QCR Holdings, Inc. Announces Net Income of $33.4 million for the First Quarter of 2026
• Positive Sentiment: Core balance-sheet strength: solid loan growth (8% annualized excluding m2 equipment runoff) and robust core deposit growth (~$409M, ~23% annualized) underpin future net interest income. QCR Holdings, Inc. Announces Net Income of $33.4 million for the First Quarter of 2026
• Positive Sentiment: Capital return & efficiency moves: the company repurchased ~247k shares at an avg $84.28 and cut noninterest expense significantly quarter-over-quarter, supporting tangible book value expansion. QCR Holdings, Inc. Announces Net Income of $33.4 million for the First Quarter of 2026
• Positive Sentiment: Strategic positioning: management emphasized an asset-light strategy and ongoing digital investments intended to sustain growth and improve efficiency over time. QCRH Q1 deep dive: Loan growth, asset-light strategy, and digital investments shape outlook
• Neutral Sentiment: Management commentary and call transcripts provide more color on margin drivers and the m2 runoff; read the full call for execution detail. QCR Holdings, Inc. (QCRH) Q1 2026 Earnings Call Transcript
• Neutral Sentiment: Investor presentation and slide deck were posted for additional disclosure on strategy and metrics. QCR Holdings Releases March 2026 Investor Presentation Overview
• Negative Sentiment: Revenue missed expectations: Q1 revenue came in below consensus ($89.5M reported vs. ~$105.4M est.), partly tied to the m2 Equipment Finance runoff that trimmed reported balances. QCR Holdings (NASDAQ:QCRH) Misses Q1 CY2026 Revenue Estimates
• Negative Sentiment: Margin outlook uncertain: analysts flagged that sustaining margin expansion will be a test in coming quarters as competitive funding costs and portfolio mix (including m2 runoff) influence NII and fee income. QCR Holdings earnings in focus as margin expansion faces test

Insiders Place Their Bets

In other news, insider James D. Klein sold 554 shares of QCR stock in a transaction dated Thursday, March 12th. The stock was sold at an average price of $82.50, for a total value of $45,705.00. Following the transaction, the insider owned 738 shares in the company, valued at approximately $60,885. The trade was a 42.88% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CFO Todd A. Gipple sold 8,590 shares of the business’s stock in a transaction dated Friday, January 30th. The shares were sold at an average price of $89.92, for a total value of $772,412.80. Following the completion of the sale, the chief financial officer directly owned 44,902 shares of the company’s stock, valued at approximately $4,037,587.84. This trade represents a 16.06% decrease in their position. The disclosure for this sale is available in the SEC filing. 3.70% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently bought and sold shares of QCRH. Cetera Investment Advisers raised its holdings in QCR by 2.6% in the fourth quarter. Cetera Investment Advisers now owns 4,883 shares of the bank’s stock worth $407,000 after purchasing an additional 122 shares in the last quarter. Legal & General Group Plc boosted its holdings in shares of QCR by 1.0% during the 2nd quarter. Legal & General Group Plc now owns 17,366 shares of the bank’s stock valued at $1,179,000 after buying an additional 165 shares in the last quarter. LPL Financial LLC boosted its holdings in shares of QCR by 3.8% during the 4th quarter. LPL Financial LLC now owns 5,208 shares of the bank’s stock valued at $434,000 after buying an additional 191 shares in the last quarter. Swiss National Bank grew its position in shares of QCR by 1.2% in the 3rd quarter. Swiss National Bank now owns 32,739 shares of the bank’s stock worth $2,476,000 after buying an additional 400 shares during the period. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its position in shares of QCR by 4.3% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 9,729 shares of the bank’s stock worth $694,000 after buying an additional 403 shares during the period. Institutional investors own 70.01% of the company’s stock.

QCR Company Profile

QCR Holdings, Inc, headquartered in Moline, Illinois, is a bank holding company that delivers community banking services through its wholly owned subsidiary, QCR Bank. The company focuses on serving individuals, small to medium-sized businesses and municipal clients in select Midwestern markets.

QCR Bank offers a broad array of deposit and lending products, including personal and business checking and savings accounts, commercial real estate loans, equipment financing, mortgage lending and treasury management solutions.