Kerusso Capital Management LLC Grows Stock Holdings in Synchrony Financial $SYF

Kerusso Capital Management LLC boosted its holdings in shares of Synchrony Financial (NYSE:SYF) by 37.4% in the 4th quarter, Holdings Channel reports. The firm owned 69,394 shares of the financial services provider’s stock after buying an additional 18,898 shares during the period. Synchrony Financial makes up approximately 2.7% of Kerusso Capital Management LLC’s portfolio, making the stock its 4th largest holding. Kerusso Capital Management LLC’s holdings in Synchrony Financial were worth $5,790,000 as of its most recent SEC filing.

A number of other large investors have also recently added to or reduced their stakes in the business. Bank of America Corp DE grew its position in Synchrony Financial by 34.6% in the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock worth $907,356,000 after buying an additional 3,494,741 shares during the last quarter. Assetmark Inc. lifted its position in shares of Synchrony Financial by 48.3% during the 3rd quarter. Assetmark Inc. now owns 4,349,059 shares of the financial services provider’s stock valued at $309,001,000 after acquiring an additional 1,416,909 shares during the last quarter. Worldquant Millennium Advisors LLC lifted its position in shares of Synchrony Financial by 222.5% during the 2nd quarter. Worldquant Millennium Advisors LLC now owns 937,296 shares of the financial services provider’s stock valued at $62,555,000 after acquiring an additional 646,642 shares during the last quarter. Nordea Investment Management AB boosted its stake in shares of Synchrony Financial by 13.0% during the 4th quarter. Nordea Investment Management AB now owns 5,134,903 shares of the financial services provider’s stock worth $431,999,000 after acquiring an additional 592,567 shares in the last quarter. Finally, Danske Bank A S bought a new stake in shares of Synchrony Financial during the 3rd quarter worth $34,362,000. 96.48% of the stock is currently owned by institutional investors.

Insider Transactions at Synchrony Financial

In other news, insider Curtis Howse sold 7,882 shares of the company’s stock in a transaction dated Monday, March 2nd. The stock was sold at an average price of $67.71, for a total value of $533,690.22. Following the transaction, the insider owned 94,873 shares in the company, valued at $6,423,850.83. This represents a 7.67% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, insider Alberto Casellas sold 14,399 shares of the stock in a transaction that occurred on Monday, March 2nd. The stock was sold at an average price of $67.71, for a total transaction of $974,956.29. Following the completion of the sale, the insider directly owned 50,331 shares of the company’s stock, valued at $3,407,912.01. This trade represents a 22.24% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders sold 379,928 shares of company stock worth $26,170,764. 0.32% of the stock is currently owned by company insiders.

Synchrony Financial Trading Down 2.7%

NYSE SYF opened at $76.59 on Friday. The firm’s 50 day moving average price is $70.00 and its two-hundred day moving average price is $74.72. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.24 and a current ratio of 1.24. Synchrony Financial has a twelve month low of $49.50 and a twelve month high of $88.77. The stock has a market cap of $26.62 billion, a price-to-earnings ratio of 7.92, a PEG ratio of 0.68 and a beta of 1.39.

Synchrony Financial (NYSE:SYF) last released its earnings results on Tuesday, April 21st. The financial services provider reported $2.27 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.14 by $0.13. The company had revenue of $3.70 billion during the quarter, compared to analyst estimates of $3.81 billion. Synchrony Financial had a return on equity of 23.41% and a net margin of 15.80%.The company’s revenue for the quarter was down 7.4% on a year-over-year basis. During the same quarter in the prior year, the company earned $1.89 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities analysts anticipate that Synchrony Financial will post 9.29 EPS for the current year.

Synchrony Financial declared that its board has authorized a stock buyback plan on Tuesday, April 21st that authorizes the company to repurchase $0.00 in outstanding shares. This repurchase authorization authorizes the financial services provider to buy shares of its stock through open market purchases. Stock repurchase plans are generally an indication that the company’s board believes its shares are undervalued.

Synchrony Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, May 15th. Investors of record on Tuesday, May 5th will be paid a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 1.6%. The ex-dividend date of this dividend is Tuesday, May 5th. Synchrony Financial’s dividend payout ratio is currently 12.41%.

Analysts Set New Price Targets

A number of brokerages have recently issued reports on SYF. Royal Bank Of Canada cut their target price on Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating on the stock in a research report on Wednesday, January 28th. Robert W. Baird increased their price target on Synchrony Financial from $83.00 to $86.00 and gave the company an “outperform” rating in a research report on Wednesday. Keefe, Bruyette & Woods lifted their price target on Synchrony Financial from $95.00 to $98.00 and gave the stock an “outperform” rating in a research note on Friday, January 2nd. BTIG Research downgraded Synchrony Financial from a “buy” rating to a “neutral” rating in a report on Wednesday. Finally, Wall Street Zen lowered shares of Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Saturday, January 31st. One analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating and seven have issued a Hold rating to the company. Based on data from MarketBeat.com, Synchrony Financial currently has an average rating of “Moderate Buy” and a consensus price target of $86.32.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Q1 EPS beat consensus (reported $2.27 vs. ~$2.22) and management flagged continued consumer spending momentum — supports earnings durability. Synchrony Quarterly Profit Rises
• Positive Sentiment: Board approved a sizable buyback program (company-level buyback authorization highlighted across coverage), adding direct capital-return support and fewer shares outstanding over time. Board Approves Stock Repurchase Program
• Positive Sentiment: Company declared a quarterly dividend ($0.30), adding steady shareholder yield alongside buybacks. Dividend and Buyback Notices
• Positive Sentiment: Management commentary (CFO) and analyst deep dives point to improving credit metrics and record purchase volume in Q1, supporting forward profitability if trends continue. CFO Flags Momentum
• Neutral Sentiment: Management set FY2026 EPS guidance in a range (9.10–9.50) — this provides a numerical target but still leaves execution risk around revenue and mix. Q1 Deep Dive / Guidance
• Neutral Sentiment: Strategic partnerships (e.g., Chico’s FAS credit-card programs) expand originations and loyalty tie-ups, a steady but gradual revenue driver. Chico’s Partnership
• Negative Sentiment: Revenue missed expectations and fell year-over-year (revenue down ~7% YoY), which can weigh on top-line growth perceptions despite EPS strength. Revenue Decline / Earnings Story
• Negative Sentiment: Mixed analyst actions: upgrades/price-target raises from Barclays, Baird and Truist (higher targets) were offset by BTIG downgrading SYF to neutral — the net effect is mixed sentiment and increased short-term volatility. Analyst Rating Moves

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.