Truist Financial Raises PayPal (NASDAQ:PYPL) Price Target to $45.00

PayPal (NASDAQ:PYPL) had its price target lifted by Truist Financial from $39.00 to $45.00 in a research report issued on Friday,Benzinga reports. The firm presently has a “sell” rating on the credit services provider’s stock. Truist Financial’s price objective would suggest a potential downside of 9.74% from the stock’s current price.

A number of other research analysts also recently commented on PYPL. HSBC downgraded PayPal from a “buy” rating to a “hold” rating and set a $47.00 price objective for the company. in a research note on Wednesday, February 4th. Dbs Bank upgraded PayPal to a “hold” rating in a research note on Friday, February 6th. Morgan Stanley lowered their price objective on PayPal from $50.00 to $34.00 and set an “underweight” rating for the company in a research note on Wednesday, February 4th. KGI Securities restated a “hold” rating and set a $55.00 price objective on shares of PayPal in a research note on Monday, March 2nd. Finally, Wall Street Zen downgraded PayPal from a “buy” rating to a “hold” rating in a research note on Sunday, January 18th. Seven investment analysts have rated the stock with a Buy rating, thirty-three have given a Hold rating and five have given a Sell rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of “Hold” and an average target price of $56.55.

PayPal Stock Performance

Shares of NASDAQ PYPL traded up $0.11 during trading on Friday, reaching $49.86. The stock had a trading volume of 2,662,370 shares, compared to its average volume of 21,584,887. PayPal has a one year low of $38.46 and a one year high of $79.50. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29. The stock has a market cap of $44.85 billion, a PE ratio of 9.21, a P/E/G ratio of 1.47 and a beta of 1.40. The firm’s 50 day moving average price is $45.70 and its two-hundred day moving average price is $55.44.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share for the quarter, missing analysts’ consensus estimates of $1.29 by ($0.06). PayPal had a net margin of 15.77% and a return on equity of 25.42%. The firm had revenue of $8.68 billion during the quarter, compared to the consensus estimate of $8.82 billion. During the same quarter last year, the firm posted $1.19 earnings per share. PayPal’s revenue was up 4.0% compared to the same quarter last year. On average, research analysts forecast that PayPal will post 5.32 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other PayPal news, insider Suzan Kereere sold 37,613 shares of the business’s stock in a transaction on Wednesday, February 18th. The stock was sold at an average price of $41.49, for a total transaction of $1,560,563.37. Following the completion of the transaction, the insider owned 30,983 shares in the company, valued at approximately $1,285,484.67. The trade was a 54.83% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, EVP Frank Keller sold 29,581 shares of the business’s stock in a transaction on Tuesday, March 3rd. The stock was sold at an average price of $46.02, for a total value of $1,361,317.62. Following the transaction, the executive vice president owned 51,567 shares of the company’s stock, valued at $2,373,113.34. This trade represents a 36.45% decrease in their position. The SEC filing for this sale provides additional information. In the last quarter, insiders sold 87,608 shares of company stock worth $3,831,535. 0.63% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently added to or reduced their stakes in PYPL. Bard Associates Inc. acquired a new position in PayPal during the 4th quarter worth $25,000. Caitong International Asset Management Co. Ltd boosted its position in PayPal by 15,233.3% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 460 shares of the credit services provider’s stock worth $27,000 after acquiring an additional 457 shares during the period. Safe Harbor Fiduciary LLC acquired a new position in PayPal during the 4th quarter worth $28,000. Cloud Capital Management LLC acquired a new position in PayPal during the 3rd quarter worth $30,000. Finally, Kelleher Financial Advisors acquired a new position in PayPal during the 3rd quarter worth $30,000. Institutional investors and hedge funds own 68.32% of the company’s stock.

Key Stories Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal secured an official peer‑to‑peer payments partnership with the NFL, a consumer‑facing marketing and distribution win that likely helped drive recent buying interest and higher short‑term volumes. PYPL Stock Pops Past $50 as PayPal Locks Down NFL Partnership
• Positive Sentiment: Bank of America raised its PYPL price target to $55 following the NFL deal, signaling an analyst view that the partnership improves growth/monetization visibility. That upgrade underpins some of the upside momentum. PayPal (PYPL) Stock: Bank of America Raises Target to $55 After NFL Deal
• Positive Sentiment: Several bullish writeups and investor commentaries (InsiderMonkey, Yahoo recap) surfaced highlighting PayPal’s valuation (low single‑digit P/E) and potential upside, reinforcing buyer interest from value‑oriented investors. Is PayPal Holdings, Inc. (PYPL) A Good Stock To Buy Now?
• Positive Sentiment: An analyst note picked up by AmericanBankingNews projects further upside for PYPL, which adds to the positive narrative and may attract momentum traders. PayPal (NASDAQ:PYPL) Stock Price Expected to Rise, Bank of America Analyst Says
• Neutral Sentiment: BMO Capital initiated coverage at Market Perform (hold), which is not a bullish endorsement and may cap some gains; the initiation provides fresh institutional coverage but not a buy signal. BMO Capital initiates coverage of PayPal Holdings (PYPL) with market perform recommendation
• Neutral Sentiment: Zacks and other outlets note PYPL is a “trending”/widely watched name; attention can amplify moves in either direction but doesn’t change fundamentals. PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
• Neutral Sentiment: Coverage pieces asking whether PYPL is now a value opportunity highlight mixed views — attractive valuation metrics versus recent revenue/earnings softness — leaving longer‑term conviction divided. Is It Time To Reconsider PayPal (PYPL) After Recent Share Price Weakness?

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.