Financial Review: Fidelity National Financial (NYSE:FNF) vs. Acmat (OTCMKTS:ACMTA)

Fidelity National Financial (NYSE:FNF) and Acmat (OTCMKTS:ACMTA) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, risk, profitability, dividends, valuation, institutional ownership and earnings.

Profitability

This table compares Fidelity National Financial and Acmat’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelity National Financial	5.10%	15.49%	1.29%
Acmat	N/A	N/A	N/A

Institutional and Insider Ownership

81.2% of Fidelity National Financial shares are held by institutional investors. 5.7% of Fidelity National Financial shares are held by company insiders. Comparatively, 10.8% of Acmat shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Volatility and Risk

Fidelity National Financial has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.Comparatively, Acmat has a beta of -0.02, indicating that its stock price is 102% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and price targets for Fidelity National Financial and Acmat, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity National Financial	1	2	2	0	2.20
Acmat	0	0	0	0	0.00

Fidelity National Financial currently has a consensus target price of $56.25, suggesting a potential upside of 15.11%. Given Fidelity National Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Fidelity National Financial is more favorable than Acmat.

Valuation & Earnings

This table compares Fidelity National Financial and Acmat”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity National Financial	$14.45 billion	0.91	$602.00 million	$2.74	17.83
Acmat	N/A	N/A	N/A	N/A	N/A

Fidelity National Financial has higher revenue and earnings than Acmat.

Summary

Fidelity National Financial beats Acmat on 9 of the 10 factors compared between the two stocks.

About Fidelity National Financial

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

About Acmat

ACMAT Corporation, through its subsidiaries, provides surety bonds primarily for construction contractors in the United States. The company offers surety bonds for prime, sub-prime, specialty trade, environmental, asbestos, and lead abatement contractors, as well as for miscellaneous obligations. It also provides miscellaneous surety comprising workers’ compensation, supply, subdivision, and license and permit bonds. The company was founded in 1950 and is based in Farmington, Connecticut.