First National of Nebraska (OTCMKTS:FINN) and BEO Bancorp (OTCMKTS:BEOB) Financial Comparison

Risk and Volatility

First National of Nebraska has a beta of 0.18, meaning that its stock price is 82% less volatile than the S&P 500. Comparatively, BEO Bancorp has a beta of 0.24, meaning that its stock price is 76% less volatile than the S&P 500.

Institutional & Insider Ownership

0.7% of First National of Nebraska shares are held by institutional investors. 41.7% of First National of Nebraska shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Dividends

First National of Nebraska pays an annual dividend of $160.00 per share and has a dividend yield of 0.9%. BEO Bancorp pays an annual dividend of $2.00 per share and has a dividend yield of 1.9%. BEO Bancorp pays out 15.1% of its earnings in the form of a dividend.

Profitability

This table compares First National of Nebraska and BEO Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First National of Nebraska	N/A	N/A	N/A
BEO Bancorp	N/A	16.83%	1.69%

Earnings & Valuation

This table compares First National of Nebraska and BEO Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National of Nebraska	$3.35 billion	1.49	$532.96 million	N/A	N/A
BEO Bancorp	$59.32 million	2.18	$16.19 million	$13.26	8.13

First National of Nebraska has higher revenue and earnings than BEO Bancorp.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About BEO Bancorp

BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. The company offers checking, money market, time deposits, and savings accounts; and certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep and banking services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market. The company was founded in 1945 and is based in Heppner, Oregon.