Contrasting Skyward Specialty Insurance Group (NASDAQ:SKWD) & Atlas Financial (OTCMKTS:AFHIF)

Skyward Specialty Insurance Group (NASDAQ:SKWD) and Atlas Financial (OTCMKTS:AFHIF) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, valuation, risk, analyst recommendations, institutional ownership, earnings and profitability.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Skyward Specialty Insurance Group and Atlas Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Skyward Specialty Insurance Group	0	3	6	2	2.91
Atlas Financial	0	0	0	0	0.00

Skyward Specialty Insurance Group presently has a consensus price target of $65.00, indicating a potential upside of 28.56%. Given Skyward Specialty Insurance Group’s stronger consensus rating and higher probable upside, research analysts clearly believe Skyward Specialty Insurance Group is more favorable than Atlas Financial.

Valuation and Earnings

This table compares Skyward Specialty Insurance Group and Atlas Financial”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Skyward Specialty Insurance Group	$1.42 billion	1.45	$170.03 million	$4.15	12.18
Atlas Financial	N/A	N/A	N/A	($0.78)	N/A

Skyward Specialty Insurance Group has higher revenue and earnings than Atlas Financial. Atlas Financial is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Skyward Specialty Insurance Group and Atlas Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Skyward Specialty Insurance Group	11.36%	18.24%	3.69%
Atlas Financial	N/A	N/A	N/A

Insider & Institutional Ownership

94.8% of Skyward Specialty Insurance Group shares are held by institutional investors. 8.5% of Skyward Specialty Insurance Group shares are held by insiders. Comparatively, 14.4% of Atlas Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Skyward Specialty Insurance Group beats Atlas Financial on 10 of the 11 factors compared between the two stocks.

About Skyward Specialty Insurance Group

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation insurance products. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.

About Atlas Financial

Atlas Financial Holdings, Inc., through its subsidiary, Anchor Group Management, Inc., engages in generating, underwriting, and servicing of commercial automobile insurance in the United States. The company's automobile insurance products provide insurance coverage in three areas, including liability, accident benefits, and physical damage. It focuses on the light commercial automobile sector, including taxi cabs, non-emergency paratransit, limousine, livery, and business autos. It distributes its insurance products through a network of independent retail agents. Atlas Financial Holdings, Inc. was founded in 2009 and is headquartered in Schaumburg, Illinois.