Contrasting Goosehead Insurance (NASDAQ:GSHD) and Zurich Insurance Group (OTCMKTS:ZURVY)

Goosehead Insurance (NASDAQ:GSHD) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, earnings, risk, dividends and analyst recommendations.

Earnings and Valuation

This table compares Goosehead Insurance and Zurich Insurance Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Goosehead Insurance	$365.30 million	5.29	$27.83 million	$1.14	47.61
Zurich Insurance Group	$62.95 billion	1.86	$6.80 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than Goosehead Insurance.

Analyst Recommendations

This is a summary of current ratings and price targets for Goosehead Insurance and Zurich Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Goosehead Insurance	2	5	7	0	2.36
Zurich Insurance Group	0	2	0	0	2.00

Goosehead Insurance presently has a consensus price target of $68.73, suggesting a potential upside of 26.62%. Given Goosehead Insurance’s stronger consensus rating and higher probable upside, equities analysts plainly believe Goosehead Insurance is more favorable than Zurich Insurance Group.

Profitability

This table compares Goosehead Insurance and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Goosehead Insurance	7.94%	-20.96%	8.50%
Zurich Insurance Group	N/A	N/A	N/A

Risk and Volatility

Goosehead Insurance has a beta of 1.41, suggesting that its share price is 41% more volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500.

Insider and Institutional Ownership

0.0% of Zurich Insurance Group shares are owned by institutional investors. 38.1% of Goosehead Insurance shares are owned by company insiders. Comparatively, 0.0% of Zurich Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Goosehead Insurance beats Zurich Insurance Group on 8 of the 12 factors compared between the two stocks.

About Goosehead Insurance

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner’s, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.