American Express (NYSE:AXP) Updates FY 2026 Earnings Guidance

American Express Company (NYSE:AXP) issued an update on its FY 2026 earnings guidance on Friday morning. The company provided EPS guidance of 17.300-17.900 for the period, compared to the consensus earnings per share estimate of 17.690. The company issued revenue guidance of $79.5 billion-$79.5 billion, compared to the consensus revenue estimate of $79.4 billion.

Wall Street Analyst Weigh In

Several research firms recently commented on AXP. Benchmark began coverage on American Express in a research report on Monday, July 13th. They set a “buy” rating for the company. Piper Sandler cut American Express from an “overweight” rating to a “hold” rating in a research report on Monday, July 13th. Wells Fargo & Company dropped their price objective on American Express from $425.00 to $415.00 and set an “overweight” rating for the company in a research note on Thursday, April 9th. Barclays lifted their price objective on American Express from $322.00 to $364.00 and gave the company an “equal weight” rating in a report on Tuesday, July 7th. Finally, Freedom Capital upgraded shares of American Express from a “hold” rating to a “strong-buy” rating in a research note on Thursday, May 14th. One investment analyst has rated the stock with a Strong Buy rating, twelve have assigned a Buy rating, ten have issued a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, the company has an average rating of “Moderate Buy” and an average price target of $374.11.

American Express Stock Performance

Shares of NYSE:AXP opened at $325.86 on Friday. The business has a fifty day moving average of $332.50 and a 200-day moving average of $330.33. The company has a debt-to-equity ratio of 1.73, a quick ratio of 1.56 and a current ratio of 1.57. American Express Company has a twelve month low of $288.34 and a twelve month high of $387.49. The firm has a market cap of $222.34 billion, a PE ratio of 20.33, a price-to-earnings-growth ratio of 1.37 and a beta of 1.04.

American Express (NYSE:AXP) last issued its quarterly earnings results on Friday, July 24th. The payment services company reported $4.53 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.41 by $0.12. American Express had a net margin of 15.13% and a return on equity of 33.95%. The business had revenue of $14.99 billion for the quarter, compared to the consensus estimate of $19.70 billion. During the same quarter in the prior year, the company earned $4.08 EPS. The firm’s quarterly revenue was up 10.0% on a year-over-year basis. American Express has set its FY 2026 guidance at 17.300-17.900 EPS. On average, equities research analysts predict that American Express Company will post 17.67 EPS for the current fiscal year.

American Express Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Monday, August 10th. Shareholders of record on Thursday, July 2nd will be paid a $0.95 dividend. The ex-dividend date of this dividend is Thursday, July 2nd. This represents a $3.80 dividend on an annualized basis and a dividend yield of 1.2%. American Express’s payout ratio is currently 23.71%.

American Express News Summary

Here are the key news stories impacting American Express this week:

• Positive Sentiment: American Express beat Q2 EPS estimates with $4.53 per share and reported 10% year-over-year revenue growth, showing resilient demand from cardmembers. AmEx raises 2026 revenue growth forecast as affluent cardholders keep spending
• Positive Sentiment: The company raised its 2026 revenue growth forecast and guided full-year EPS to $17.30-$17.90, signaling confidence that premium card spending on travel and dining remains strong. American Express Reports Second-Quarter 2026 Financial Results
• Positive Sentiment: Management said cardmember spending stayed healthy, with strong travel and entertainment demand and continued strength among affluent customers, which supports revenue momentum. American Express Sales, Profit Rise on Higher Card Member Spending
• Neutral Sentiment: Analysts and market commentary suggest the stock reaction is being driven by an earnings-quality debate: investors liked the beat, but the market is questioning whether growth can continue while expenses rise. Why American Express Stock Fell 6.5% Friday Morning
• Negative Sentiment: Revenue came in below some Wall Street expectations, and reports highlighted softer net interest income and rising operating costs, which helped trigger selling despite the profit beat. American Express shares slip despite earnings beat as revenue falls short of forecasts

Institutional Trading of American Express

A number of hedge funds and other institutional investors have recently modified their holdings of the stock. Invenio Wealth Partners LLC boosted its position in American Express by 3.9% in the 3rd quarter. Invenio Wealth Partners LLC now owns 776 shares of the payment services company’s stock valued at $258,000 after buying an additional 29 shares during the last quarter. Graney & King LLC increased its stake in shares of American Express by 12.7% in the 2nd quarter. Graney & King LLC now owns 292 shares of the payment services company’s stock valued at $93,000 after buying an additional 33 shares during the period. Moneta Group Investment Advisors LLC raised its position in shares of American Express by 0.3% during the third quarter. Moneta Group Investment Advisors LLC now owns 10,184 shares of the payment services company’s stock worth $3,383,000 after acquiring an additional 35 shares during the last quarter. Vista Investment Management lifted its stake in shares of American Express by 3.9% during the fourth quarter. Vista Investment Management now owns 1,003 shares of the payment services company’s stock valued at $371,000 after acquiring an additional 38 shares during the period. Finally, Tradewinds LLC. boosted its holdings in American Express by 4.1% in the fourth quarter. Tradewinds LLC. now owns 1,048 shares of the payment services company’s stock valued at $388,000 after acquiring an additional 41 shares during the last quarter. Institutional investors and hedge funds own 84.33% of the company’s stock.

American Express Company Profile

American Express is a global financial services company primarily known for its payment card products, travel services and merchant network. Founded in 1850 as an express mail business, the company evolved through the 20th century into a payments and travel-focused organization. Its core activities include issuing consumer and commercial charge and credit cards, operating a global card acceptance and processing network, and providing travel-related services and customer loyalty programs.

American Express issues a range of products for individuals, small businesses and large corporations, including personal cards, business and corporate cards, and co‑brand partnerships with airlines, hotels and retailers.