Ameris Bancorp (NASDAQ:ABCB) Issues Earnings Results

Ameris Bancorp (NASDAQ:ABCB) posted its earnings results on Thursday. The bank reported $1.60 EPS for the quarter, missing the consensus estimate of $1.66 by ($0.06), Briefing.com reports. Ameris Bancorp had a return on equity of 9.57% and a net margin of 21.46%.The business had revenue of $317.78 million during the quarter, compared to the consensus estimate of $323.78 million. During the same period in the prior year, the firm earned $1.59 earnings per share.

Ameris Bancorp Stock Performance

Shares of ABCB opened at $87.38 on Friday. The company has a market capitalization of $5.88 billion, a PE ratio of 16.77 and a beta of 0.91. The company has a debt-to-equity ratio of 0.11, a current ratio of 1.02 and a quick ratio of 1.00. Ameris Bancorp has a one year low of $64.64 and a one year high of $93.22. The company’s fifty day moving average price is $87.77 and its 200 day moving average price is $83.27.

Ameris Bancorp Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Monday, July 6th. Investors of record on Tuesday, June 30th were paid a $0.20 dividend. The ex-dividend date was Tuesday, June 30th. This represents a $0.80 dividend on an annualized basis and a yield of 0.9%. Ameris Bancorp’s dividend payout ratio (DPR) is presently 12.58%.

Trending Headlines about Ameris Bancorp

Here are the key news stories impacting Ameris Bancorp this week:

• Positive Sentiment: Management said Ameris expects mid-single-digit loan and deposit growth in 2026, signaling continued balance-sheet expansion and supporting a constructive longer-term outlook. Ameris projects mid-single-digit 2026 loan and deposit growth while expanding into Nashville
• Positive Sentiment: The company’s Q2 call highlighted strong loan growth and profitability, suggesting underlying business momentum remained solid despite the earnings miss. Ameris Bancorp (ABCB) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Profitability …
• Neutral Sentiment: Several post-earnings recaps described the quarter as solid overall, with revenue and EPS roughly in line with year-ago results, but not enough to offset investor concern about the modest shortfall versus estimates. Ameris Bancorp Reports Solid Q2 2026 Results
• Negative Sentiment: Ameris Bancorp reported Q2 EPS of $1.60, below the $1.66 consensus, and revenue of $317.78 million also missed estimates, which is the main reason the stock is being sold off. Ameris Bancorp (ABCB) Misses Q2 Earnings Estimates

Institutional Investors Weigh In On Ameris Bancorp

Several hedge funds and other institutional investors have recently made changes to their positions in ABCB. North Reef Capital Management LP increased its stake in shares of Ameris Bancorp by 38.2% in the fourth quarter. North Reef Capital Management LP now owns 2,737,028 shares of the bank’s stock worth $203,279,000 after purchasing an additional 755,967 shares during the period. Invesco Ltd. grew its holdings in Ameris Bancorp by 134.7% in the 3rd quarter. Invesco Ltd. now owns 931,911 shares of the bank’s stock valued at $68,318,000 after buying an additional 534,830 shares during the last quarter. Morgan Stanley increased its position in Ameris Bancorp by 64.5% in the 4th quarter. Morgan Stanley now owns 869,711 shares of the bank’s stock worth $64,594,000 after buying an additional 341,108 shares during the period. Millennium Management LLC lifted its holdings in shares of Ameris Bancorp by 97.2% during the third quarter. Millennium Management LLC now owns 670,312 shares of the bank’s stock worth $49,141,000 after buying an additional 330,427 shares during the last quarter. Finally, Jane Street Group LLC acquired a new position in shares of Ameris Bancorp during the first quarter worth approximately $10,528,000. 91.60% of the stock is owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

A number of research firms have recently weighed in on ABCB. Stephens raised their price target on shares of Ameris Bancorp from $87.00 to $90.00 and gave the company an “equal weight” rating in a report on Monday, April 27th. Piper Sandler downgraded shares of Ameris Bancorp from an “overweight” rating to a “neutral” rating and set a $96.00 target price on the stock. in a research report on Sunday, July 12th. Morgan Stanley upgraded Ameris Bancorp to an “overweight” rating in a report on Wednesday, June 24th. DA Davidson boosted their price target on Ameris Bancorp from $94.00 to $98.00 and gave the stock a “buy” rating in a research report on Tuesday, April 28th. Finally, Raymond James Financial downgraded Ameris Bancorp from an “outperform” rating to a “market perform” rating in a research note on Wednesday, July 1st. Three analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company’s stock. According to data from MarketBeat, Ameris Bancorp currently has an average rating of “Hold” and an average target price of $92.67.

Ameris Bancorp Company Profile

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. Through its principal subsidiary, Ameris Bank, the company offers a broad range of commercial and retail banking services to individuals, small businesses, middle market companies and agricultural customers. Its core business lines encompass deposit services, lending solutions, treasury management, mortgage origination and servicing, insurance products and wealth management.

Ameris Bancorp operates a network of branches and loan production offices across the southeastern United States, including Georgia, Alabama, Florida, North Carolina, South Carolina and Tennessee.