Lendingclub (NASDAQ:HAPN) Issues FY 2026 Earnings Guidance

Posted by Linda Flegge on Jul 28th, 2026

Lendingclub (NASDAQ:HAPN – Get Free Report) updated its FY 2026 earnings guidance on Monday morning. The company provided EPS guidance of 1.800-1.900 for the period, compared to the consensus EPS estimate of 1.740. The company issued revenue guidance of -. Lendingclub also updated its Q3 2026 guidance to 0.430-0.480 EPS.

Lendingclub Stock Performance

HAPN opened at $18.75 on Tuesday. The firm has a market capitalization of $2.17 billion, a P/E ratio of 12.58 and a beta of 1.93. Lendingclub has a 12-month low of $12.84 and a 12-month high of $21.67.

Lendingclub (NASDAQ:HAPN – Get Free Report) last posted its quarterly earnings data on Monday, July 27th. The company reported $0.50 EPS for the quarter, beating analysts’ consensus estimates of $0.42 by $0.08. The firm had revenue of $262.86 million for the quarter. Lendingclub had a net margin of 16.99% and a return on equity of 11.92%. Lendingclub has set its FY 2026 guidance at 1.800-1.900 EPS and its Q3 2026 guidance at 0.430-0.480 EPS. As a group, equities research analysts anticipate that Lendingclub will post 1.75 EPS for the current fiscal year.

Analysts Set New Price Targets

Several equities analysts have recently commented on the stock. Weiss Ratings assumed coverage on shares of Lendingclub in a research report on Thursday, June 25th. They set a “hold (c+)” rating on the stock. BTIG Research reissued a “buy” rating and issued a $25.00 price objective on shares of Lendingclub in a report on Tuesday. One investment analyst has rated the stock with a Buy rating and one has given a Hold rating to the stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and an average target price of $25.00.

View Our Latest Stock Report on HAPN

Insider Activity at Lendingclub

In other Lendingclub news, General Counsel Jordan Cheng sold 5,500 shares of Lendingclub stock in a transaction that occurred on Wednesday, July 1st. The stock was sold at an average price of $20.85, for a total value of $114,675.00. Following the completion of the transaction, the general counsel directly owned 102,574 shares in the company, valued at $2,138,667.90. The trade was a 5.09% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Scott Sanborn sold 25,000 shares of Lendingclub stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $21.00, for a total value of $525,000.00. Following the completion of the transaction, the chief executive officer owned 1,536,063 shares of the company’s stock, valued at approximately $32,257,323. The trade was a 1.60% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 109,250 shares of company stock valued at $2,241,312 in the last quarter. Insiders own 3.31% of the company’s stock.

More Lendingclub News

Here are the key news stories impacting Lendingclub this week:

Positive Sentiment: Second-quarter earnings exceeded expectations. HAPN reported adjusted EPS of $0.50, up 52% from $0.33 a year earlier and above the $0.42 analyst consensus. Revenue was $262.86 million, while pre-tax income reached a record $75.7 million. Happen Inc. Reports Second Quarter 2026 Results
Positive Sentiment: Loan originations and profitability improved. Originations increased 29% year over year to $3.1 billion. The company reported a 15.1% return on equity, a 15.9% return on tangible common equity and a 16.99% net margin, supporting the view that operating leverage is strengthening. Happen Surpasses Q2 Earnings and Revenue Estimates
Positive Sentiment: Full-year guidance was raised above Wall Street expectations. Management projected fiscal 2026 EPS of $1.80-$1.90, compared with consensus of $1.74. Third-quarter EPS guidance of $0.43-$0.48 brackets the $0.44 consensus, with the midpoint modestly above expectations. Happen Bank Full Steam Ahead As Net Interest Income Soars
Positive Sentiment: The rebrand to Happen Bank is being viewed as a growth catalyst. Coverage highlighted rising net interest income and the company’s evolution from a lending platform into a broader digital bank, potentially giving HAPN a more diversified growth profile. Happen Delivers Solid Q2 Earnings Beat