Euronet Worldwide (NASDAQ:EEFT) Releases Earnings Results, Misses Expectations By $0.15 EPS

Euronet Worldwide (NASDAQ:EEFT) posted its quarterly earnings data on Thursday. The business services provider reported $2.82 earnings per share for the quarter, missing the consensus estimate of $2.97 by ($0.15), FiscalAI reports. Euronet Worldwide had a return on equity of 28.37% and a net margin of 7.15%.The company had revenue of $1.11 billion during the quarter, compared to the consensus estimate of $1.14 billion. During the same quarter last year, the firm earned $2.56 EPS. The business’s revenue for the quarter was up 3.2% on a year-over-year basis.

Here are the key takeaways from Euronet Worldwide’s conference call:

• Adjusted EPS rose 10% year over year to $2.82, supported by solid performance in payments infrastructure and epay despite cross-border payments weakness. Management reiterated its full-year adjusted EPS growth outlook of 10%–15%.
• Digital accelerators remained the key growth engine, with revenue up 31% in the quarter and 35% year to date—well above the company’s 23% long-term framework. Ria Digital, issuing, merchant services, gaming, and CoreCard were highlighted as major contributors.
• Cross-border payments revenue declined 5%, while operating income and adjusted EBITDA fell 35% and 32%, respectively. U.S. immigration enforcement reduced remittance volumes, particularly from the U.S. to Mexico, while last year’s results benefited from nonrecurring Pakistan fee rebates and foreign-exchange opportunities.
• CoreCard gained additional traction through agreements with Upgrade and Peru’s Unibanca, which processes payments for nine banks and will replace its incumbent processor. Management said CoreCard has helped generate five or six deals and expects momentum to build as reference customers increase.
• Euronet generated approximately $80 million of free cash flow and repurchased about $50 million of stock, with management indicating that further buybacks remain likely. However, the company expects approximately $6 million of additional interest expense in the second half from its euro-denominated bonds.

Euronet Worldwide Stock Down 6.9%

EEFT stock traded down $5.80 during mid-day trading on Thursday, hitting $77.87. 763,209 shares of the company were exchanged, compared to its average volume of 696,850. The firm’s 50 day simple moving average is $72.49 and its 200 day simple moving average is $71.56. The company has a debt-to-equity ratio of 1.29, a quick ratio of 1.28 and a current ratio of 1.28. Euronet Worldwide has a 1-year low of $62.50 and a 1-year high of $105.86. The firm has a market cap of $2.97 billion, a P/E ratio of 11.24, a P/E/G ratio of 0.65 and a beta of 0.83.

Wall Street Analyst Weigh In

A number of research analysts have commented on the company. Needham & Company LLC reiterated a “buy” rating and issued a $85.00 price objective on shares of Euronet Worldwide in a research report on Friday, May 22nd. Weiss Ratings raised shares of Euronet Worldwide from a “hold (c-)” rating to a “hold (c)” rating in a research note on Tuesday. Finally, DA Davidson reiterated a “buy” rating and issued a $102.00 price objective on shares of Euronet Worldwide in a report on Friday, July 10th. Three research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat.com, the company currently has an average rating of “Hold” and a consensus target price of $95.00.

Euronet Worldwide News Roundup

Here are the key news stories impacting Euronet Worldwide this week:

• Positive Sentiment: Adjusted EPS increased 10% year over year to $2.82, and revenue rose 3% to $1.108 billion. Euronet also reaffirmed its outlook for 10%–15% adjusted EPS growth in 2026. Euronet Worldwide Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Digital accelerator revenue grew 31% and represented 26% of quarterly revenue. New agreements with Unibanca and Capcom, six additional Dandelion partners, and a $50 million share repurchase support Euronet’s long-term growth and capital-allocation strategy. Euronet Worldwide Second Quarter Results and Digital Accelerator Growth
• Positive Sentiment: Payments Infrastructure revenue increased 11%, while operating income rose 2%; epay also delivered 5% growth in revenue, operating income and adjusted EBITDA.
• Neutral Sentiment: Digital Cross-Border Payments activity remained strong, with digital transactions up 33% and network locations up 3%, but the company said U.S. immigration-policy changes and difficult prior-year comparisons are pressuring the broader remittance market.
• Negative Sentiment: Adjusted EPS of $2.82 missed the $2.97 consensus estimate, while revenue of $1.11 billion was below the $1.14 billion forecast. Euronet Worldwide Q2 Earnings and Revenues Miss Estimates
• Negative Sentiment: Operating income declined 14%, adjusted EBITDA fell 6%, and GAAP net income attributable to Euronet dropped 21% to $77.4 million. Diluted GAAP EPS fell to $1.71 from $2.27 a year earlier.
• Negative Sentiment: Cross-Border Payments was the principal weakness: revenue decreased 4%, operating income fell 34%, and adjusted EBITDA dropped 31%, reflecting lower U.S. outbound remittance activity and the absence of favorable one-time factors from 2025.

Insider Transactions at Euronet Worldwide

In other news, Director Thomas A. Mcdonnell purchased 3,000 shares of the company’s stock in a transaction on Tuesday, May 26th. The shares were purchased at an average price of $66.87 per share, with a total value of $200,610.00. Following the purchase, the director directly owned 100,219 shares of the company’s stock, valued at $6,701,644.53. This trade represents a 3.09% increase in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through this link. Company insiders own 12.19% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the company. Geneos Wealth Management Inc. lifted its stake in Euronet Worldwide by 48.4% in the 1st quarter. Geneos Wealth Management Inc. now owns 334 shares of the business services provider’s stock valued at $36,000 after acquiring an additional 109 shares in the last quarter. Evergreen Capital Management LLC grew its stake in shares of Euronet Worldwide by 0.4% during the 2nd quarter. Evergreen Capital Management LLC now owns 34,035 shares of the business services provider’s stock worth $3,450,000 after acquiring an additional 129 shares in the last quarter. SkyView Investment Advisors LLC grew its stake in shares of Euronet Worldwide by 2.6% during the 2nd quarter. SkyView Investment Advisors LLC now owns 7,682 shares of the business services provider’s stock worth $782,000 after acquiring an additional 198 shares in the last quarter. CANADA LIFE ASSURANCE Co raised its holdings in shares of Euronet Worldwide by 0.7% in the second quarter. CANADA LIFE ASSURANCE Co now owns 33,349 shares of the business services provider’s stock valued at $3,381,000 after purchasing an additional 229 shares during the last quarter. Finally, Osaic Holdings Inc. raised its holdings in shares of Euronet Worldwide by 6.7% in the second quarter. Osaic Holdings Inc. now owns 4,169 shares of the business services provider’s stock valued at $423,000 after purchasing an additional 260 shares during the last quarter. 91.60% of the stock is currently owned by institutional investors.

About Euronet Worldwide

Euronet Worldwide, Inc is a global financial technology company specializing in electronic payment services and transaction processing. Through its three primary business segments—Electronic Funds Transfer (EFT) Network Services, epay® Prepaid and Payment Services, and Money Transfer—Euronet provides end-to-end solutions that enable secure, efficient and convenient payments for consumers, financial institutions and retailers worldwide.

In its EFT Network Services arm, Euronet operates one of the world’s largest ATM and point-of-sale (POS) terminal networks, offering deployment, management and connectivity services.