TransUnion (NYSE:TRU) Updates FY 2026 Earnings Guidance

TransUnion (NYSE:TRU) updated its FY 2026 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 4.750-4.830 for the period, compared to the consensus estimate of 4.670. The company issued revenue guidance of $5.1 billion-$5.2 billion, compared to the consensus revenue estimate of $5.1 billion. TransUnion also updated its Q3 2026 guidance to 1.180-1.210 EPS.

Wall Street Analysts Forecast Growth

A number of brokerages have recently weighed in on TRU. BMO Capital Markets lifted their target price on shares of TransUnion from $85.00 to $98.00 and gave the company an “outperform” rating in a research note on Wednesday. Mizuho lowered their target price on shares of TransUnion from $88.00 to $77.00 and set a “neutral” rating for the company in a report on Thursday, July 2nd. Wells Fargo & Company upped their price target on shares of TransUnion from $90.00 to $102.00 and gave the stock an “overweight” rating in a research note on Wednesday. JPMorgan Chase & Co. lowered their price objective on shares of TransUnion from $95.00 to $90.00 and set an “overweight” rating on the stock in a research report on Wednesday, April 29th. Finally, BNP Paribas Exane raised TransUnion from a “neutral” rating to an “outperform” rating in a research note on Tuesday. Ten research analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $94.38.

TransUnion Stock Down 5.2%

NYSE:TRU opened at $79.35 on Thursday. TransUnion has a 1-year low of $63.37 and a 1-year high of $99.39. The company has a debt-to-equity ratio of 1.07, a current ratio of 1.90 and a quick ratio of 1.93. The firm has a market cap of $15.30 billion, a PE ratio of 21.21, a price-to-earnings-growth ratio of 1.50 and a beta of 1.55. The company has a 50-day moving average of $72.70 and a 200 day moving average of $73.63.

TransUnion (NYSE:TRU) last announced its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.16 by $0.07. The business had revenue of $1.31 billion for the quarter, compared to the consensus estimate of $1.28 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%.The business’s revenue was up 14.9% compared to the same quarter last year. During the same period last year, the business posted $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. As a group, research analysts anticipate that TransUnion will post 4.14 EPS for the current fiscal year.

TransUnion Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Thursday, June 11th. Investors of record on Wednesday, May 27th were given a $0.125 dividend. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 dividend on an annualized basis and a yield of 0.6%. TransUnion’s dividend payout ratio is currently 13.19%.

Insiders Place Their Bets

In related news, EVP Heather J. Russell sold 6,683 shares of the business’s stock in a transaction on Friday, May 29th. The shares were sold at an average price of $71.87, for a total value of $480,307.21. Following the completion of the transaction, the executive vice president directly owned 45,248 shares in the company, valued at $3,251,973.76. The trade was a 12.87% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 972 shares of the company’s stock in a transaction dated Tuesday, July 7th. The stock was sold at an average price of $80.00, for a total value of $77,760.00. Following the completion of the transaction, the chief accounting officer directly owned 5,843 shares of the company’s stock, valued at $467,440. The trade was a 14.26% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders have sold 53,650 shares of company stock worth $4,174,177. Corporate insiders own 0.37% of the company’s stock.

More TransUnion News

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reported Q2 revenue of $1.31 billion, up 14.9% year over year and above the $1.28 billion consensus estimate. Adjusted EPS of $1.23 also exceeded expectations of $1.16 and increased from $1.08 a year earlier. TransUnion Trading Up on Better-Than-Expected Earnings
• Positive Sentiment: Management raised fiscal 2026 EPS guidance to $4.75-$4.83, above the roughly $4.67 analyst consensus. Growth in financial services, international markets and acquisition-related expansion in Latin America strengthened the outlook.
• Positive Sentiment: A Q2 analysis highlighted platform modernization and product diversification as drivers of momentum, potentially supporting longer-term growth and customer retention. TRU Q2 Deep Dive
• Positive Sentiment: Analysts raised targets following the earnings beat. Wells Fargo lifted its target to $102 from $90 and maintained an Overweight rating; Baird raised its target to $115 from $108; Needham increased its target to $100 from $95; and Barclays moved its target to $85 from $80.
• Neutral Sentiment: Third-quarter EPS guidance of $1.18-$1.21 was broadly in line with expectations. With the shares trading above their 50-day and 200-day moving averages, investors may require continued execution to support further gains.
• Negative Sentiment: EVP Mohamed Abdelsadek sold 23,495 shares for approximately $2.0 million, reducing his stake by 29.12%. The sale was made under a pre-arranged Rule 10b5-1 plan, limiting its significance, but Quiver data shows 14 insider sales and no purchases over the past six months. SEC Insider Sale Filing
• Negative Sentiment: TransUnion flagged a surge in auto-loan fraud losses, a risk that could pressure lending-related customers and temper credit-market growth.

Institutional Investors Weigh In On TransUnion

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. Parallel Advisors LLC grew its holdings in shares of TransUnion by 29.5% during the 4th quarter. Parallel Advisors LLC now owns 829 shares of the business services provider’s stock worth $71,000 after purchasing an additional 189 shares during the period. IHT Wealth Management LLC raised its holdings in TransUnion by 7.9% during the fourth quarter. IHT Wealth Management LLC now owns 2,659 shares of the business services provider’s stock worth $228,000 after purchasing an additional 195 shares in the last quarter. EverSource Wealth Advisors LLC increased its position in shares of TransUnion by 59.5% during the second quarter. EverSource Wealth Advisors LLC now owns 528 shares of the business services provider’s stock worth $46,000 after purchasing an additional 197 shares in the last quarter. Soros Capital Management LLC increased its position in TransUnion by 1.2% during the third quarter. Soros Capital Management LLC now owns 18,760 shares of the business services provider’s stock worth $1,572,000 after buying an additional 216 shares during the period. Finally, Geneos Wealth Management Inc. boosted its holdings in shares of TransUnion by 1,318.2% in the first quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock valued at $26,000 after acquiring an additional 290 shares during the period.

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.