Susquehanna Lowers Western Union (NYSE:WU) Price Target to $8.00

Western Union (NYSE:WU) had its price target reduced by analysts at Susquehanna from $10.00 to $8.00 in a research report issued to clients and investors on Friday,Benzinga reports. The firm currently has a “neutral” rating on the credit services provider’s stock. Susquehanna’s price target indicates a potential upside of 3.87% from the stock’s current price.

Several other equities research analysts have also weighed in on WU. Barclays dropped their price objective on shares of Western Union from $7.00 to $6.00 and set an “underweight” rating on the stock in a research note on Friday. Wolfe Research reiterated an “underperform” rating and set a $8.00 price target on shares of Western Union in a research report on Friday. Citigroup cut their price target on Western Union from $9.50 to $8.50 and set a “neutral” rating on the stock in a report on Friday, July 17th. Weiss Ratings lowered shares of Western Union from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Friday, June 5th. Finally, Cantor Fitzgerald cut their price objective on shares of Western Union from $9.00 to $8.00 and set an “underweight” rating on the stock in a research report on Wednesday, July 22nd. Five equities research analysts have rated the stock with a Hold rating and five have issued a Sell rating to the stock. Based on data from MarketBeat, Western Union currently has a consensus rating of “Reduce” and an average target price of $8.19.

Western Union Stock Performance

Shares of Western Union stock opened at $7.70 on Friday. The firm has a market cap of $2.41 billion, a PE ratio of 5.66, a price-to-earnings-growth ratio of 1.03 and a beta of 0.46. Western Union has a 1 year low of $6.91 and a 1 year high of $10.35. The firm’s 50-day simple moving average is $7.84 and its 200-day simple moving average is $8.76. The company has a debt-to-equity ratio of 2.88, a quick ratio of 1.11 and a current ratio of 1.11.

Western Union (NYSE:WU) last announced its quarterly earnings data on Thursday, July 30th. The credit services provider reported $0.31 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.43 by ($0.12). Western Union had a return on equity of 55.94% and a net margin of 10.88%.The firm had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $1.02 billion. During the same quarter last year, the business earned $0.37 earnings per share. The business’s revenue for the quarter was down 1.3% compared to the same quarter last year. Western Union has set its FY 2026 guidance at 1.250-1.350 EPS. Equities analysts forecast that Western Union will post 1.74 earnings per share for the current fiscal year.

Institutional Trading of Western Union

A number of hedge funds and other institutional investors have recently made changes to their positions in the stock. Goldman Sachs Group Inc. lifted its stake in shares of Western Union by 401.4% in the 4th quarter. Goldman Sachs Group Inc. now owns 7,604,026 shares of the credit services provider’s stock worth $70,793,000 after acquiring an additional 6,087,613 shares during the period. Qube Research & Technologies Ltd increased its stake in shares of Western Union by 821.1% during the second quarter. Qube Research & Technologies Ltd now owns 4,170,343 shares of the credit services provider’s stock valued at $35,114,000 after acquiring an additional 3,717,589 shares during the period. Marshall Wace LLP increased its stake in shares of Western Union by 3,370.2% during the fourth quarter. Marshall Wace LLP now owns 3,740,849 shares of the credit services provider’s stock valued at $34,827,000 after acquiring an additional 3,633,049 shares during the period. UBS Group AG raised its holdings in Western Union by 128.4% during the third quarter. UBS Group AG now owns 4,900,542 shares of the credit services provider’s stock worth $39,155,000 after purchasing an additional 2,754,827 shares in the last quarter. Finally, Capital Research Global Investors lifted its position in Western Union by 35.3% in the fourth quarter. Capital Research Global Investors now owns 10,407,960 shares of the credit services provider’s stock worth $96,898,000 after purchasing an additional 2,716,385 shares during the period. 91.81% of the stock is currently owned by institutional investors.

Western Union News Summary

Here are the key news stories impacting Western Union this week:

• Positive Sentiment: Western Union is targeting approximately $50 million in annualized cost reductions by year-end, including savings from artificial intelligence and greater digital automation. Management expects these initiatives to improve efficiency and support its turnaround efforts. Western Union targets $50M run-rate cost reduction by year-end
• Positive Sentiment: Consumer Services revenue increased 4% to $147.1 million, while Branded Digital revenue grew 7% and digital transactions rose 25%. These results support Western Union’s strategy of shifting toward digital and higher-growth services. Western Union Reports Second Quarter 2026 Results
• Neutral Sentiment: The company remains engaged with regulators regarding its planned acquisition of Intermex, but the delayed transaction means anticipated synergies will arrive later than expected. Western Union Pursues AI Savings as Falling Migration Hits Revenue
• Negative Sentiment: Second-quarter adjusted EPS was reported at $0.31, below the $0.43 analyst consensus and down from $0.37 a year earlier. GAAP diluted EPS fell to $0.24, while net income declined 37% to $76.7 million. Western Union Lags Q2 Earnings Estimates
• Negative Sentiment: Revenue fell 1% to $1.013 billion, narrowly missing the $1.02 billion estimate. Consumer Money Transfer revenue decreased 2% to $866.1 million as weaker-than-expected Americas retail performance and falling migration weighed on demand. The operating margin also contracted to 13% from 19%.
• Negative Sentiment: Western Union guided for 2026 adjusted EPS of $1.25–$1.35, well below the roughly $1.75 consensus estimate. Revenue guidance of $4.2–$4.3 billion was broadly in line with expectations, but the earnings outlook raises concerns about margins and the pace of the recovery.

Western Union Company Profile

Western Union Company (NYSE: WU) is a global leader in cross-border, cross-currency money movement and payments. The company enables individuals and businesses to send and receive money through a variety of channels, including its vast agent network, online platforms, and mobile applications. Core services include person-to-person money transfers, business-to-business cross-border payments, bill payment services and prepaid card programs.

Through its digital offerings, Western Union provides customers with the ability to initiate transfers via its website and mobile app, as well as track transactions in real time.