Needham & Company LLC Reiterates Buy Rating for Fair Isaac (NYSE:FICO)

Fair Isaac (NYSE:FICO)‘s stock had its “buy” rating restated by stock analysts at Needham & Company LLC in a note issued to investors on Thursday,Benzinga reports. They currently have a $1,650.00 price objective on the technology company’s stock. Needham & Company LLC’s price target suggests a potential upside of 46.71% from the company’s previous close.

A number of other equities analysts also recently issued reports on the company. The Goldman Sachs Group cut their target price on Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating for the company in a research note on Thursday, April 2nd. JPMorgan Chase & Co. dropped their price objective on Fair Isaac from $1,325.00 to $1,225.00 and set a “neutral” rating on the stock in a report on Thursday, April 30th. Barclays cut their price objective on Fair Isaac from $2,400.00 to $1,950.00 and set an “overweight” rating for the company in a research report on Friday, April 10th. Bank of America reduced their target price on Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating for the company in a report on Tuesday, May 19th. Finally, UBS Group boosted their target price on shares of Fair Isaac from $1,250.00 to $1,270.00 and gave the stock a “neutral” rating in a research report on Thursday, July 2nd. Twelve investment analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. Based on data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus price target of $1,600.93.

Fair Isaac Stock Down 1.3%

Shares of NYSE:FICO opened at $1,124.66 on Thursday. Fair Isaac has a fifty-two week low of $870.01 and a fifty-two week high of $1,998.01. The firm’s 50-day simple moving average is $1,216.52 and its 200-day simple moving average is $1,233.28. The company has a market cap of $24.29 billion, a price-to-earnings ratio of 32.49, a PEG ratio of 1.01 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last posted its quarterly earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, topping the consensus estimate of $11.76 by $0.42. The firm had revenue of $674.19 million during the quarter, compared to analysts’ expectations of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm’s revenue for the quarter was up 25.7% on a year-over-year basis. During the same period in the prior year, the company posted $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, research analysts forecast that Fair Isaac will post 38 EPS for the current year.

Insider Buying and Selling at Fair Isaac

In related news, Director Eva Manolis sold 967 shares of the company’s stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the sale, the director owned 498 shares in the company, valued at $697,200. This represents a 66.01% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by corporate insiders.

Institutional Trading of Fair Isaac

Several large investors have recently bought and sold shares of FICO. Bayban acquired a new position in shares of Fair Isaac during the 4th quarter worth $25,000. Physician Wealth Advisors Inc. grew its stake in Fair Isaac by 166.7% in the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after acquiring an additional 10 shares during the last quarter. Western Wealth Management LLC acquired a new stake in Fair Isaac in the 1st quarter valued at about $29,000. Torren Management LLC purchased a new position in Fair Isaac during the 4th quarter valued at about $30,000. Finally, Elyxium Wealth LLC purchased a new position in Fair Isaac during the 4th quarter valued at about $42,000. Institutional investors and hedge funds own 85.75% of the company’s stock.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO beat earnings expectations and raised its outlook. Fiscal third-quarter EPS was $12.18, above the roughly $11.76–$12.02 consensus range, while revenue increased 25.7% year over year to $674.2 million. The company raised fiscal 2026 EPS guidance to $42.43, slightly ahead of the $42.06 consensus, with revenue guidance of approximately $2.5 billion. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: The Scores business remained the key growth engine. Demand for FICO Scores drove revenue growth, operating leverage and margin expansion. Operating profit rose 38.1% year over year to $362.6 million, and operating cash flow increased 32.9% to $380.4 million. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year Over Year
• Positive Sentiment: Analysts remained constructive. Wolfe Research maintained a Buy rating with a $1,450 price target, citing earnings strength, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating with a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: Performance was mixed across business lines. Revenue fell short of analyst expectations near $679 million to $692 million, depending on the estimate cited. Strong Scores demand and profitability were partly offset by softer software growth.
• Negative Sentiment: Near-term mortgage headwinds and downside guidance details pressured the stock. Investors appear concerned that weaker mortgage activity and slower software momentum could limit growth, making the revenue miss more important than the EPS beat. The sharp reaction marked the stock’s weakest performance in several years. FICO Stock Drops the Most in 6 Years

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.