Analyzing Hiscox (HCXLF) and The Competition

Hiscox (OTCMKTS:HCXLF) is one of 316 public companies in the “Insurance” industry, but how does it compare to its rivals? We will compare Hiscox to similar businesses based on the strength of its institutional ownership, profitability, analyst recommendations, dividends, earnings, risk and valuation.

Valuation & Earnings

This table compares Hiscox and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Hiscox	N/A	N/A	38.17
Hiscox Competitors	$15.46 billion	$1.70 billion	32.52

Hiscox’s rivals have higher revenue and earnings than Hiscox. Hiscox is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Institutional and Insider Ownership

59.1% of Hiscox shares are owned by institutional investors. Comparatively, 55.7% of shares of all “Insurance” companies are owned by institutional investors. 13.8% of shares of all “Insurance” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Hiscox and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hiscox	N/A	N/A	N/A
Hiscox Competitors	10.77%	10.79%	3.97%

Analyst Ratings

This is a summary of recent recommendations for Hiscox and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hiscox	0	0	2	0	3.00
Hiscox Competitors	3182	15182	15973	655	2.40

As a group, “Insurance” companies have a potential upside of 5.73%. Given Hiscox’s rivals higher possible upside, analysts clearly believe Hiscox has less favorable growth aspects than its rivals.

Dividends

Hiscox pays an annual dividend of $0.08 per share and has a dividend yield of 0.3%. Hiscox pays out 12.3% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.0% and pay out 31.3% of their earnings in the form of a dividend.

Summary

Hiscox rivals beat Hiscox on 8 of the 13 factors compared.

Hiscox Company Profile

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. The company operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. It offers commercial insurance for small-and medium-sized businesses; and personal lines cover, including high-value household, fine art, and luxury motor, as well as artwork, antiques, classic cars, jewelry, collectables, and other assets through brokers, partners, and direct-to-consumers. The company also provides property insurance; marine, specialty, and energy insurance; space and aviation insurance; casualty insurance; specialty insurance; terrorism, kidnap, and ransom insurance; and other specialty insurance products. In addition, it offers healthcare and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is headquartered in Pembroke, Bermuda.