Encore Capital Group (NASDAQ:ECPG) Updates FY 2026 Earnings Guidance

Encore Capital Group (NASDAQ:ECPG) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 13.000-14.000 for the period, compared to the consensus estimate of 13.000. The company issued revenue guidance of -.

Encore Capital Group Stock Up 5.6%

NASDAQ:ECPG traded up $5.19 during midday trading on Thursday, reaching $97.88. The company had a trading volume of 642,093 shares, compared to its average volume of 302,915. Encore Capital Group has a 12-month low of $37.74 and a 12-month high of $101.19. The firm has a market capitalization of $2.10 billion, a price-to-earnings ratio of 7.59 and a beta of 1.27. The company has a current ratio of 0.90, a quick ratio of 0.90 and a debt-to-equity ratio of 3.90. The stock’s fifty day simple moving average is $87.53 and its 200-day simple moving average is $76.04.

Encore Capital Group (NASDAQ:ECPG) last issued its quarterly earnings results on Wednesday, August 5th. The asset manager reported $2.81 earnings per share for the quarter, topping the consensus estimate of $2.67 by $0.14. The company had revenue of $491.87 million for the quarter, compared to the consensus estimate of $455.10 million. Encore Capital Group had a return on equity of 30.70% and a net margin of 16.00%.Encore Capital Group’s revenue was up 11.3% on a year-over-year basis. During the same quarter in the prior year, the business earned $2.49 EPS. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS. On average, sell-side analysts anticipate that Encore Capital Group will post 13.01 earnings per share for the current fiscal year.

Analyst Ratings Changes

Several brokerages recently weighed in on ECPG. Citizens Jmp raised their target price on shares of Encore Capital Group from $108.00 to $115.00 and gave the company a “market outperform” rating in a report on Wednesday, June 17th. Weiss Ratings raised shares of Encore Capital Group from a “hold (c)” rating to a “buy (b-)” rating in a research report on Monday. Wall Street Zen lowered shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a report on Saturday, May 9th. Truist Financial boosted their target price on shares of Encore Capital Group from $105.00 to $112.00 and gave the stock a “buy” rating in a research note on Thursday. Finally, Zacks Research lowered Encore Capital Group from a “strong-buy” rating to a “hold” rating in a report on Monday, July 6th. Five analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $89.75.

Insider Transactions at Encore Capital Group

In other Encore Capital Group news, insider John Yung sold 2,000 shares of the stock in a transaction that occurred on Wednesday, June 10th. The shares were sold at an average price of $82.08, for a total value of $164,160.00. Following the transaction, the insider directly owned 64,570 shares in the company, valued at $5,299,905.60. This represents a 3.00% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. 3.00% of the stock is owned by company insiders.

Key Headlines Impacting Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Revenue and collections exceeded expectations: Second-quarter revenue reached $491.9 million, up 11.3% year over year and above the $455.1 million consensus estimate. Record global collections and strong execution in the U.S. supported the results. ECPG Q2 Earnings Miss Despite Y/Y Revenue Growth & Record Collections
• Positive Sentiment: 2026 outlook was raised or reinforced: Encore issued full-year 2026 EPS guidance of $13.00 to $14.00, with the midpoint above the $13.00 consensus estimate. The outlook indicates management expects continued operating momentum. Encore Capital Group Announces Second Quarter 2026 Financial Results
• Positive Sentiment: Truist raised its price target: Truist Financial lifted its target on ECPG from $105 to $112 and maintained a “Buy” rating, signaling additional potential upside based on the company’s earnings outlook.
• Positive Sentiment: Profitability improved year over year: Quarterly EPS rose to $2.81 from $2.49 a year earlier. Encore also reported a 16.0% net margin and 30.7% return on equity, reinforcing the appeal of its earnings profile.
• Negative Sentiment: Quarterly EPS missed the stricter estimate: Although EPS exceeded the $2.67 estimate cited by some outlets, it fell short of Zacks’ $3.07 consensus forecast. The mixed earnings comparison could limit further gains if investors focus on the miss rather than the revenue and guidance strength. Encore Capital Group Lags Q2 Earnings Estimates

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the stock. AQR Capital Management LLC boosted its holdings in shares of Encore Capital Group by 78.0% in the fourth quarter. AQR Capital Management LLC now owns 412,498 shares of the asset manager’s stock valued at $22,419,000 after acquiring an additional 180,733 shares during the period. Barclays PLC increased its holdings in shares of Encore Capital Group by 11.8% in the 4th quarter. Barclays PLC now owns 371,916 shares of the asset manager’s stock valued at $20,214,000 after acquiring an additional 39,214 shares during the period. Bridgeway Capital Management LLC raised its position in Encore Capital Group by 2.4% in the 4th quarter. Bridgeway Capital Management LLC now owns 170,002 shares of the asset manager’s stock valued at $9,240,000 after purchasing an additional 3,951 shares during the last quarter. Jane Street Group LLC raised its position in Encore Capital Group by 488.1% in the 4th quarter. Jane Street Group LLC now owns 154,128 shares of the asset manager’s stock valued at $8,377,000 after purchasing an additional 127,920 shares during the last quarter. Finally, Bank of Montreal Can boosted its stake in Encore Capital Group by 10.0% during the 4th quarter. Bank of Montreal Can now owns 139,465 shares of the asset manager’s stock worth $7,580,000 after purchasing an additional 12,708 shares during the period.

Encore Capital Group Company Profile

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore’s business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.