Critical Survey: Bâloise (BLHEF) versus Its Peers

Insider and Institutional Ownership

32.9% of Bâloise shares are owned by institutional investors. Comparatively, 55.7% of shares of all “Insurance” companies are owned by institutional investors. 13.8% of shares of all “Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Bâloise and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bâloise	N/A	N/A	N/A
Bâloise Competitors	10.69%	10.83%	3.96%

Dividends

Bâloise pays an annual dividend of $3.09 per share and has a dividend yield of 1.3%. Bâloise pays out 27.2% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.0% and pay out 31.0% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares Bâloise and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Bâloise	N/A	N/A	21.74
Bâloise Competitors	$15.45 billion	$1.69 billion	33.76

Bâloise’s competitors have higher revenue and earnings than Bâloise. Bâloise is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Bâloise competitors beat Bâloise on 8 of the 9 factors compared.

Bâloise Company Profile

Bâloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The company offers various non-life insurance products, including accident, health, general liability, motor, fire and other property, marine, credit protection, and legal expenses insurance. It provides life insurance products, which include endowment policies, such as conventional and unit-linked life insurance; group life insurance products; term insurance; annuities; and policy riders. In addition, the company engages in the banking activities in Switzerland; and offers asset management services. Further, it has interests in equity investment companies, real-estate firms, and financing companies. It sells its products and services to individuals, small and medium sized enterprises, and industrial clients. Bâloise Holding AG was founded in 1863 and is headquartered in Basel, Switzerland.